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I’m 36 and We’re Mortgage Free!

No sense in burying the lede: A few days before my 36th birthday, our lender cleared our mortgage payoff check!

The longer post recapping the why and the how will happen at some point, but for now, I simply want to celebrate. Not just what we did, but how far we’ve come.

How Far We’ve Come

They say change happens slowly. Sometimes, it happens so slowly, it’s barely noticeable. That was certainly the case with my mortgage payoff journey.

In the time that I’ve been blogging, I transformed from someone who didn’t even realize a mortgage was debt to someone who paid off a mortgage 20 years ahead of schedule.

I’m not sure 26 year-old me would recognize herself 10 years later. But 26-year-old me is certainly equal parts proud of and grateful for everything my younger self did to get us started on this path–even if I didn’t have a clue where the path would lead or the tempo I would eventually decide to take!

If you’ve been on this journey with me for any length of time, you’ve probably seen me do everything from make triple mortgage payments to put an extra $39 there toward it. It’s not anything I’ve been quiet about, and yet it still felt like this day would never get here.

Celebrate We Will

But it did, and I am oh so thrilled.

While I’d love to share grand plans to celebrate, know that I’m sticking with my plan from years ago: sushi and a nap! Someone get my kids on board with this plan, OK?

So Tell Me…What are you excited about lately? How have you surprised yourself?

The post I’m 36 and We’re Mortgage Free! appeared first on She Picks Up Pennies.

Apple Increases Their Dividend by 5% in 2022

Dividend Increase Announcement

On April 28th, Apple announced a dividend increase of 5%. This will increase their dividend per quarter from $0.22 to $0.23. It is payable on May 12th for shareholders of record on May 9th. The new quarterly dividend represents an annualized dividend amount of $0.92 per share as compared to the current annualized dividend amount of $0.88 per share.

Apple Dividend Information

Annual Dividend: $0.92
Dividend Yield: 0.54%
Dividend Growth History: 10 years

Dividend Increase Effect

I am currently holding 8.429 shares of Apple in the More Dividends portfolio. With this 5% increase it will add an additional $0.34 to my projected annual dividend income and this doesn’t even take into account the compounding factor!

Current Stock Position

Isn’t Apple an amazing company? While I do love the company, sadly it is one of my smallest positions. At the time that I started this position, I was still very new to investing. If I am recalling correctly, I bought the stock on the Loyal3 platform. If you are unfamiliar with the platform you can always search for the article that I wrote about it many years ago. Sadly I was only to get a couple of hundred bucks in there before the thing just took off and hasn;t seemed to slow down much since then.

Even though it is not a big position for me, it has still been very rewarding for me. I have just been allowing the dividend to compound on it’s self and can see no reason not to in the foreseeable future.

I have spent some time thinking about what I would like to do with this position because I do not believe that the share price will ever get back down to my cost basis. Despite pondering on the solution, as of yet I have not decided how I want to handle it. So until then, I will just leave this position along and let the dividend grow!

Regardless of how large or small, I love all dividend increases. That is how we end up with More Dividends 😉

Do you currently hold any stock in Apple? What do you think of this dividend increase? Just let me know in the comments.

As always I look forward to reading all of your comments and questions, until then….. happy investing!

-Jason from MoreDividends.com


Recent Dividend Increases in Portfolio

Procter & Gamble Increases Their Dividend by 5% in 2022
Johnson & Johnson Increases Their Dividend by 6.6% in 2022
Southern Company Increases Their Dividend by 3% in 2022



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The Payoff of Investing in Your Health Now

It makes me very happy that the second Health on the Way to FI comes to us from someone who has a deep passion for three topics near and dear to me: finance, nutrition and sustainable living. Today we dive into Diandra’s story of prioritizing her health on the way to financial independence, a process… Continue reading The Payoff of Investing in Your Health Now

The post The Payoff of Investing in Your Health Now appeared first on Modest Millionaires.