Dividend Growth Compounding in Action – 2024/10 Report
Dividend Growth Compounding in Action – 2024/10 Report
October brought in $925 in post-tax passive income from my All-Weather Portfolio dividends.
Although October is one of my three slowest months (the other two being January and November), I am still happy for just sitting back and watching!
Breakdown of Dividends Received
Essentially all positions have been climbing nicely, but there was one letdown—Ecora Resources (check our their website) my commodities royalty company of choice.
They basically decided to switch from a quarterly payout to just twice a year. So, we’ll be seeing less of them in the monthly breakdown, but hey, the overall growth is still solid.
| Shares | Amount | |
| Brookfield | 740 | $263 |
| Cisco | 600 | $178 |
| Avalon Bay | 100 | $145 |
| Pepsico | 120 | $144 |
| Realty | 470 | $105 |
| Mondelez | 275 | $90 |
| Total | $925 |
Here’s the month-by-month scoop on my dividend income, and I have to say, I’m pretty happy with the steady upward trend, even if October is, besides January and November, one of my “low-yield” months.
The below chart shows the progress chart for the accumulated amount in each year.
New Purchases in October
I also made some buys this month — some exciting opportunities came up that I couldn’t pass on:
| Shares | Price | Total | |
| L’Oreal | 18 | $440 | $7,920 |
| L’Oreal | 12 | $392 | $4,702 |
| LVMH | 4 | $689 | $2,756 |
| AT&T | 45 | $22 | $986 |
| Realty | 4 | $64 | $256 |
| Total | $16,620 |
L’Oreal and LVMH: These two French dividend stocks dipped even further, giving me a chance to grab some at more attractive prices. After waiting over a year, I finally built a first position in both: $12,000 in L’Oreal and around $10,000 in LVMH.
The recent drop is likely due to both companies’ significant exposure to the currently sluggish Chinese market, but I’m optimistic these two will shine in the long run.
Realty Income (O): Picked up more shares of this favorite REIT, inching closer to my long-term goal of owning 500 shares. I just love those monthly dividends!
AT&T (T): I also increased my position here, especially after they posted some solid numbers. Their decision to streamline and stick to their telco roots (after spinning off Warner Bros) seems to be paying off. After the stock fell below $20 in 2021, it took 1,050 days to climb back up.
I still believe $T is one of the best telecom dividend stocks you can buy, and I am a happy long-term owner here. I think $20 will now act as a strong support and we can keep claiming from here. Going forward, I believe AT&T will once more become a reliable dividend growth compounding stock that pays off a large quarterly dividend.
I simply love Tradingview! Check out the chart of $T for yourself.
Passive Income From Crypto
Besides generating income from dividend growth compounding stocks, I also am very active in the crypto space. In October, I earned +$6,000 in airdrops.
I received the following:
- $27 Scroll tokens
- $70 Grass tokens (awesome project)
- $5,680 JUP token (read my Jupiter investment thesis here)
- $240 Cloud token (liquid restaking on Solana, great project)
Besides I actively borrow and lend, liquidity farm, and go long with leverage on RabbitX.
Conclusion
That’s the October roundup!
Even with a few “quiet” months, it’s great to see the portfolio growing, and I’m already looking forward to what November brings.
The post Dividend Growth Compounding in Action – 2024/10 Report first appeared on WiseStacker and is written by WiseStacker
Though opinions vary on individual stocks vs. index funds, my own investments reflect a blend of both, from dividend and growth stocks to index funds, ETFs, and managed mutual funds. My uncle gave me one share of Chevron for my 20th birthday in 1995, and I built an individual stock portfolio from there. A retirement…
The post Individual Stocks vs. Index Funds – Why I Own Both appeared first on Retire Before Dad.
In this digital age, the role of Artificial Intelligence (AI) has become more and more significant in revolutionizing processes and enhancing efficiency of various sectors. Particularly, AI applications pave the way in the development of real estate business especially in dealing with customers. Indeed, AI is a must for real estate companies to excel in […]
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Why I Invest in Dividend Stocks
I invest in dividend stocks to grow a my passive income with dividend income. One day, my dividend income will be large enough to cover my monthly expenses and allow us to retire early. That is why we are always relentlessly searching for undervalued dividend stocks to buy. To put our hard earned cash to work.
We save a high percentage of our income each month, to help fuel our dividend stock portfolio. Having a high savings rate is a key pillar of our strategy and helps fuel the fire and push the snowball further down hill. While we are waiting to invest our money in the market, it is earning a high interest rate in accounts. There is NOTHING more critical than maximizing EVERY DOLLAR in your savings account.
READ: How To Maximize Your Cash – 4 Simple Methods!
The 3 primary savings accounts I use are:
-
- SoFi – 4.3% APY on all savings accounts (lower for your checking account). The race for deposits is INTENSE! Banks and credit unions are offering great savings rates.
- Capital One 360 Savings – 4.00% APY – We use Capital One for our checking and savings account.
- Wealthfront – 4.5% without promotion. 5.0% with an extra .5% by signing up using my referral link (Click Here).
Read: Interest Rates on High Yield Savings Accounts Are SOARING!
Bert’s JULY Dividend Income Summary
In September 2024, we received $4,333.04 in dividend income! This was a 21.34% increase compared to last year.
September is a major month for mutual fund and ETF payments. That is why it is one of our favorite months to follow and watch the dividend income flow in from all sources. For us, it was essentially an even split for stocks and mutual funds. 53% of our income came from individual stocks while 47% came from ETFs or mutual funds.
The devil is in the details though. The following charts share the individual dividends we received from our dividend stock positions, mutual funds, and ETFs.
Dividend income Observations
We share a few observations each month about our dividend income total for the month.
Observation #1: Johnson & Johnson is Still On Top
My wife and I each purchased 100 shares of Johnson & Johnson over a 2 year stretch in 2021 – 2023. This is by far our largest individual paying dividend stock position in our portfolio. We are each DRIPing approximately 1 share every quarterly dividend. The positions are continuing to grow without us lifting a finger. It is really nice to have massive positions hat produce such large dividend payments.
Observation #2: The SCHD Dividend Is Really Growing
We are buying between 15-20 shares of SCHD every single week for my wife. After the big SCHD share split, my wife’s position is closing in on 1,000 shares of the dividend investing communities favorite dividend ETF. Next quarter – that dividend should hopefully be massive!
Observation #3: Loving Some High Quality Dividend Payments
We always talk about how we need to trim down our dividend stock positions. The chart above clearly shows a large number of dividend stock positions in our portfolio. I would love to trim some down, especially the lower dividend paying stocks. However, it is always nice to see the high quality names that sit atop our dividend stock portfolio.
We receive dividend checks from plenty of Dividend Kings, Dividend Aristocrats, and other major players. Target, Johnson & Johnson, Realty Income, T.Rowe Price, Archer Daniels Midland, Aflac, Lockheed Martin, are just some of the big names that paid us this month.
This is why we buy dividend stocks and great companies. The sense of satisfaction and pride that you get when you receive those individual dividend checks!
Summary
September’s dividend income is in the books. Like so many earlier months, I couldn’t be happier with our progress we make towards financial freedom. Step by step, dollar by dollar, we are cruising towards early retirement. Months like these motivate us to save every possible dollar and keep pushing. Onward and upward.
Did you have strong dividend income total’s this month? How much September dividend income did you receive?
Bert
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The post Bert’s September Dividend Income Summary (2024) appeared first on Dividend Diplomats.
The stock market outlook maintains an uptrend, with all three indicators continuing to show bullish performance for U.S. equities.
This post is about the importance of you investing for your future, regardless of whether you have a pension. At its heart, a pension is simply deferred compensation. Your employer is promising to pay you money when you presumably are no longer able to earn a living. In exchange, you give your loyalty and service for the best years of your life. Undoubtedly, your pension can be a very lucrative part of your compensation. That said, you need to understand that it’s not the be-all and end-all of your retirement planning.
My intention is to motivate you to think about how you’ll survive if your pension up and disappears and you can’t get the pension that was promised to you. I want you to think about this possibility today, not tomorrow. What would you do if that happened to you? You retire then find out that your pension is gone, or that your promised amount has been cut?
It’s never prudent to rely on someone else to secure your financial future. Ultimately, you’re the person responsible for your future financial comfort. While you’re earning a paycheque, it’s in your best interests to always pay yourself first. Having your own investments growing alongside your pension is never a bad idea. The truth? No one cares about your financial well-being as much as you do.
Do Your Own Investing Too.
There are 2 kinds of pensions. Both you and your employer make contributions to your pension. At its core, a defined benefit pension is one where the employer has full responsibility for ensuring that there is enough money to pay you a fixed amount every month once you’re retired. The other kind of pension is a defined contribution pension. This is the one where you have the responsibility for picking the correct investments so that there is money available for your employer to pay you when you retire. Under the DC pension, it’s up to you to decide how the money is invested.
Whichever pension you have, I’m here to tell you that you should always invest outside of your pension. Personal investments are your insurance in case your don’t get the money you were promised, for whatever reason. Pensions are promises to pay you in the future. Sometimes, pensions fail. Think of Sears. When that company went bankrupt, its pensioners – aka: retirees – lost 30% of their promised pension payments. You do not want to be a retiree who, through no fault of your own, loses 30% of your pension.
Your best protection against a possible pension cut is to have your own retirement money. This means that you should be maximizing your contributions to your RRSP and your TFSA. Doing so might take you a long time, but that doesn’t matter. Do it anyway. Once you’ve stuffed those registered accounts to the gills, then go and open a brokerage account so you can start investing in well-diversified, equity-based exchange-traded funds.***
Blue Lobster, I don’t understand. How does investing on the side prevent my employer from cutting or reducing to my pension payment after I’ve retired?
Your Investments Are Your Back-Up Plan.
Good question. Strictly speaking, your personal investments won’t prevent your employer from going bankrupt or from fraudulently raiding the pension funds. Instead, they are going function as the back-up plan in case something very bad happens to your pension. In the extremely unfortunate event that your pension is snatched away from you, your investment portfolio needs to take its place. Instead of a pension, it will be your investments paying you enough to live until your last breath.
Ideally, your standard of living will stay the same when you part ways with your employer. Once retired, you’ll still need to pay for your shelter, your food, your utilities, and all of your other expenses of life. It doesn’t matter if the money comes from your pension or your personal investments. Money is needed and it has to come from somewhere. Do yourself a huge favour and make sure that you have enough on the side just in case something happens to your pension.
Live below your means, regardless of whether you have a pension. The amount between what you spend and what you earn is the money that should be squirrelled away for Future You. Invest a portion of every paycheque you receive. Start where you are. Every year, try to increase that amount by atleast 1%. More is better, but do what you can. Set up an automatic contribution to your investment account. Make sure you have the dividend re-investment plan turned on to automatically re-invest the dividends and capital gains. When it’s time to retire, you can walk out of the workplace secure in the knowledge that your pension isn’t the only bulwark you have against the expenses of the future.
Your Pot of Gold May Be Even Bigger!
If all goes well, your personal investments will be a nice supplement to your pension. There’s also the chance that work become optional because those investments will be enough to sustain you, even without the pension. Early retirement generally means a reduction in your pension payment, but so what? You aren’t going to willingly retire early if you didn’t have money already socked away to cover your future expenses. If you’re very good at picking investments, there’s always the chance that your investment portfolio’s returns exceed your pension payment. If so, well done!
Think positive! If your pension doesn’t fail, then your retirement funds will be there to pay for all those extra luxuries in retirement. At the bare minimum, you’ll have a bigger income in retirement than you’d thought you would – a pension for life + investment cashflow. You’ll have the best of both worlds and there’s absolutely nothing wrong with that.
*** I’m a fan of investing in the stock market. Other people invest in real estate. They run the numbers, then by real estate to rent to others. Eventually, they pay off the mortgages and live off the rental income. Other people start their own businesses. Some people invest in gold or crypto. There’s no one right answer to everyone. Do your own research and figure out what works best for you.
The post Got a Pension? Ensure You’re Investing on the Side. appeared first on Millionaire on the Prairie.
Canadians are sitting on a mountain of cash. Higher rates for savings accounts and GICs were too juicy too resist. But with rates coming down, these income lovers have been moving funds back to struggling dividend ETFs and their favourite dividend stocks. After a brief period of catch up outperformance, many dividend ETFs are lagging the TSX Composite. That said, you’ll discover that a couple of Cut The Crap Investing ETF favourites are still beating the market in 2024. But are most investors missing out on a golden opportunity? All of this and more in the Sunday Reads.
Here’s the post from Tim Kiladze in the Globe & Mail (sub required) that explains the dividend dilemma. Canadians are sitting on $200 billion in cash that might be looking for a new home in the falling rate environment. That money has been flowing to higher dividend stocks and funds. But not all dividend ETFs are keeping pace.
The market is getting a boost from gold stocks that are up over 45% over the last year. Other mining stocks are also on a good run. Canadian tech (XIT.TO) is up over 45%.
Canadian dividend ETF performance
Here’s the Dividend ETF comparison to the TSX Composite. These are annualized returns. The 5-year number is from January of 2020, so not quite 5 years. The 1-year time frame represents the period when the rate cut cycle began to drive dividend stocks higher.
| Dividend ETF | 1-year | 5-year |
| Vanguard Canadian High Dividend ETF (VDY) | 35.0% | 12.4% |
| iShares Core Quality Dividend ETF (XDIV) | 34.0% | 11.3% |
| RBC Quant Canadian Dividend Leaders (RCD) | 35.5% | 11.1% |
| iShares TSX Composite (XIC) | 33.6% | 10.8% |
| iShares Composite High Dividend ETF (XEI) | 29.7% | 10.0% |
| BMO Canadian Dividend ETF (ZDV) | 32.3% | 9.7% |
| iShares Canadian Dividend Aristocrats (CDZ) | 38.2% | 8.9% |
| iShares Select Canadian Dividend ETF (XDV) | 34.8% | 8.9% |
| Invesco Canadian Dividend ETF (PDC) | 32.6% | 8.6% |
| GlobalX Dividend ETF (HAL) | 29.8% | 8.0% |
We see that VDY is the outperformer. I used that ETF for my wife’s accounts from VDY inception. In essence, that ETF has outperformed because Canadian financials (XFN) have outperformed (as they have done historically). VDY is almost 60% financials.
We enjoyed the outpeformance but I then moved to create a version of the Canadian Wide Moat Portfolio. It includes all of the moat stocks excluding the economically sensitive railways. It has outperformed VDY and XIC in its brief history.
The VDY Plus Portfolio. I will soon update the performance for that portfolio model.
XDIV and RCD have outperformed over the last year and the last 5. Along with VDY, these appear to be the ETFs that you might give serious consideration. That said, the Dividend Aristocrats (CDZ) have a long term history of outperformance. That dividend history can provide a quality skew.
And in the end you might find simply buying the market (XIU) (XIC) is the most sensible approach. Or, one of my favourite ETFs is BMO’s Low Volatility ZLB, that is essentially the ETF version of the Canadian Wide Moat Portfolio.
A dividend reminder
Keep in mind that the dividends at times can help us find certain kinds of stocks (value / profitability/ quality), think of them as a divining rod. But the dividend payments do not contribute to total return. When we are paid a dividend the share price drops (on ex dividend day) by an equal amount to reflect the cash value removed from the stock. The dividend is a value removal, not a value creation. I know dividends can make us feel good, but we should not chase yield for yield sake.
A few more thoughts on gold
Gold is a wonderful portfolio add. As I’ve long reminded readers, gold makes the balanced portfolio better. Gold is present in the new balanced portfolio, and so is new gold – bitcoin. You’ll also find REITs in the mix along with an equity growth booster. That model has greatly outperformed a traditional balanced portfolio model.
Gold and REITs are present in this post – how to boost your retirement income.
Stocks or ETFs?
A very good consideration offered from ETFGo …
On that subject I would offer that we can use ETFs for all of the portfolio shaping that may be required. We can shape with more precision with individual stocks, but we need to hold enough of ’em to ensure ample diversification.
Know your knowledge level and comfort level. Adopt the approach that is right for you.
For the greatest simplicity consider the wonderful managed all-in-one global asset allocation ETFs.
You can’t time the market
And making the rounds again, a demonstration that any market timing does not work.
We adopt an investment plan and put it on auto pilot.
More Sunday Reads
Dividend Hawk looks at his stock stories and dividends received. We both hold Texas Intruments (TXN) that reported this past week …
Texas Instruments Incorporated (TXN) Reports Third Quarter 2024 Financial Results; TXN reports third quarter GAAP EPS of $1.47, 21% below last year’s result but $0.10 more than expected. Revenue of $4.15 billion beats analyst estimates by $30 million but decreased 8.4% versus the same quarter last year. Management guides fourth quarter revenue in the range of $3.70 billion to $4.00 billion and earnings per share between $1.07 and $1.29.
At Banker on Wheels there’s always a wide selection of post and podcasts. In the mix, Whitecoat Investor looks at the lessons learned over the last 20 years of investing. Also, 10 books on financial independence from Financially Happy.
Check out Justwealth, Canada’s top robo advisor
Stocktrades looks at Apple, one of my 3 personal U.S. stock picks. I’d agree that Apple is a wonderful franchise and one of the strongest brands (with loyal consumers) on the planet. But it is certainly expensive as it faces trying growth prospects. As I’ve penned in the past, while I have 1000% plus returns, I’m happy to trim here and there to create retirement income.
Findependence Hub has 4 new posts this week including – should we hedge our currency when we invest outside of Canada?
Bob at Tawcan offers his portfolio update for September. Remember it’s total return for the win.
More money is more better.
Dale
More money will greater greater retirement income. In retirement, portfolio success comes down to total return and risk level. That’s it!
Managed total return wins in retirement.
Tweet tweet
And as expected, the Bank of Canada cut the currency, er, make that overnight rate by 50 bps (0.50%) …
A reminder that international investments and currency exposure is so important. We can hedge away that risk of a falling Canadian dollar.
Thanks for reading and sharing this post and blog with friends and family.
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ETFs / Stock Portfolios / Retirement Strategies / Wealth Creation
Thanks Partners
Earn a break on fees by way of many of these partnership links.
CANADA’S TOP-RANKED DISCOUNT BROKERAGE
Cut the Crap Investing readers can earn a break on fees at Questrade by way of that partnership link. At Questrade, you can buy ETFs for free. It’s a great place to build your stock portfolio.
Here’s Canada’s top-performing Robo Advisor, Justwealth. You can get advice, planning and low-fee ETF portfolios all at one shop.
Consider Justwealth for RESP accounts. That is THE option in Canada with target date funds that adjust the risk level as the student approaches the College or University start date.
OUR SAVINGS ACCOUNTS
Make your cash work a lot harder at EQ Bank. RRSP and TFSA account savings rates are at 2.5% and 3.0%. You’ll find some higher rates on GICs up to 4.50%. They also offer U.S. dollar accounts. We use EQ Bank, they have been awesome.
OUR CASHBACK CREDIT CARD
We make between $40 to $70 every month! And that’s on everyday spending. There are no fees with …
The Tangerine Cash Back Credit Card
For September we received $51.44 in cash. You can select 3 categories for 2% cash back.
That cash went into my TFSA account to buy some bitcoin, ha.
While I do not accept monies for feature blog posts please click here on the mission and ‘how I might get paid’ disclosures. Affiliate partnerships help me (try to) pay the bills for this site. But they don’t, ha. That will allow me to keep this site free of ads and easy to read.
The post Why are most dividend ETFs underperforming? Plus, the Sunday Reads. appeared first on Cut the Crap Investing.
Teach kids entrepreneurial and business skills with these simple sweets kids can make and sell for Market Days, fundraisers, bake sales, etc.
Looking for some unique and simple food Market Day ideas for kids to sell (sweets)?
I’ve got some fresh ones for you below.
Just follow the simple steps, and your child will soon be creating their first business product, plus learning how to sell something!
They’re about to learn some fantastic skills (not to mention, raise some cash).
Market Day Ideas for Kids to Sell – Sweets
1. Rice Krispies Treats™ Pops
What an awesome, and simple, upgrade to the typical Rice Krispies Treats™!
Ingredients:
- Chocolate to melt (like semi-sweet chocolate chips)
- Coconut Oil
- Rice Krispies Treats (homemade, or store-bought)
- Sprinkles to dip in
- Food-grade treat sticks/popsicle sticks
Instructions:
Melt the chocolate in the microwave, using a mini slow cooker, etc. Add in about 1 tbsp of coconut oil per cup of chocolate.
Stick the treat sticks through each Rice Krispies Treat™.
Dip the Rice Krispies Treat into the chocolate. Tap it against the side of the bowl to remove excess chocolate. Doesn’t have to cover the whole thing, or be perfect!
Dip it into sprinkles.
Set it on a cooling rack to harden up.
Package up.
2. Foot-Long Cookie Bars
Have you seen the new foot-long cookie bars at Subway®?
I thought they’d be perfect to sell at an event – especially because someone walking around eating a foot-long cookie is a great advertisement, too.
This one is quite simple. Find a cookie bar recipe (I used this one but with chocolate chips), and make sure it fits into a 9” X 13” pan (which happens to measure 1 ft lengthwise).
Allow everything to cool, and cut it into 1-ft. long strips.
Then package it up. I was able to fit them into a lunch bag, or in some parchment paper (you could staple the end if you want to).
3. Playing Card Cookies with Dice
Sometimes, packaging a product with a little somethin’ extra makes all the difference.
That was my thinking with this idea: to bake card-shaped cookies, and include colorful dice with each purchase.
You can find the playing card suit cookie cutters here, and the colorful dice here.
You’ll want to find a sugar cookie recipe (I used a package from the Dollar Tree, just to show you my idea), and icing that will harden.
Bake the cookies in the playing card suit shapes, add icing to them, and allow them to harden/dry, then package them up with as many dice as you’d like (I put the dice in really small baggies so that they wouldn’t touch the food inside).
4. Cookie Dough Cutters
Did you know there is a safe way to eat raw cookie dough?
In fact, people have made entire businesses from it!
What makes it “safe” is you heat-treat the flour, and you use pasteurized egg whites in the recipe.
I read Kristen Tomlan’s book Hello, Cookie Dough, and got to thinking…why not create safe raw cookie dough and package it up in a cute way to sell for market day, bake sales, fundraisers, and more?
Here are the materials:
- Cookie cutters (you might want to get plastic ones, so there’s no potential for rust)
- Little spoons (I got these silver ones at Dollar Tree)
- Plastic bag
- Ribbon
- Ingredients for raw cookie dough
- Parchment paper
After you make the cookie dough, cut square pieces of parchment paper and put one behind each cutter. Fill the cutter with cookie dough (as high as you’d like). Package it with a mini-spoon tied around the plastic with ribbon.
People get to eat the raw cookie dough, and then keep a cute cookie cutter to use later!
Hint: you can get that book for recipes, or look online for safe raw cookie recipes like this one. Also, don’t forget to clean the cookie cutters before using them with food for the first time, and to find a way to keep them cool during the event.
5. Edible Chocolate Gemstones
Look at these beautiful chocolate gems?!
Ingredients:
- Meltable chocolate (like semi-sweet chocolate chips)
- Edible Glitter
- Gem silicone molds
Instructions:
- Melt the chocolate.
- Place in the molds.
- Let cool. Then take the gems out.
- Dip the gems into the edible glitter.
- Package up.
6. Edible Gemstones
It’s kind of hard to coat almonds in a candy melt/coconut oil mixture and get them to look smooth (at least for an amateur baker, like myself).
But I figured out that when you coat those “unsmooth” almonds in edible glitter?
Well, they look like gem rocks!
Ingredients:
- Whole Almonds
- White candy melts (or whatever color you’d like)
- Coconut oil
- Edible Glitter
Instructions:
- Melt together a bunch of candy melts and coconut oil (about 1-1.5 tbsps. of coconut oil to one cup of candy melts).
- Drop almonds into the melted mix, and stir to cover thoroughly.
- Use a slatted spatula or spoon to fish the almonds out. Lay them on parchment paper to cool.
- Put 1.5 tbsps. or so of edible glitter into a small plastic bag, and add in 5-7 coated almonds. Shake up, then take them out and put them on a plate. Repeat for all of the coated almonds.
7. Rainbow Chocolate Bars
This one is so simple, and it packs a punch!
Ingredients:
- Chocolate Bars
- Colorful Candy Melts
Grab chocolate bars that are already made – definitely price check and try to buy in bulk for this one.
For example, you can buy this pack of 36 full-sized chocolate bars for about $0.65 each.
You’ll need candy melts of different colors, cellophane food bags, and a ribbon to tie them off. I also grabbed some gorgeous glass beads that I thought would interest buyers more because they get to keep the bead after they eat the chocolate!
Simply follow the instructions on how to melt the candy melts, then unwrap and decorate your chocolate candy bars. Splashes of color, coloring the whole bar with one color as I did, or trying out graffiti would be fun, too!
Let them dry and wrap them in the cellophane bag. Thread a glass bead through the ribbon (if you’re using one), and tie it around the bag.
That’s it! Which Market Day food sweets are you most excited to make and sell?
In a previous article, I mentioned the benefits to owning a Fidelity Credit Card. Well my faithful audience, let me tell you about another card that will help you on your investing journey. If you are new to investing or are experienced, using a credit card that helps you invest is a must. The Robinhood Gold Card gives you 3% cash back on all purchases. I mean, come on, you are going to spend the money anyways, might as well get rewarded for it. I use my credit card for all my purchases. At the end of the month I get rewarded with free cash that I use to help me invest. As an added benefit, you can signup with my link and earn up-to $200 in free stocks. To get started, signup here to create an account on RobinHood.
In this PPhREI roundup, we discuss how to convert active to passive income and also the temptation of lifestyle inflation. Enjoy! The Prudent Plastic Surgeon In this post, Dr. Frey…
The post How to Convert Active to Passive Income | PPhREI Network Roundup | 10-21-2024 appeared first on The Darwinian Doctor.