One of the notions that you will hear often in the cloud world is the concept of cloud maturity. But for a lot of people, this seems very odd and certainly different to anything they know. The thing is, when it comes to cloud technology, you do want to see if the company has the maturity, education and toolkits needed to expand their focus on using the cloud.

And that’s where the cloud maturity idea comes into play. You can measure the cloud maturity of a company based on how much they are able to scale, and also how easy that process is to do. Because a lot of the time, that might not be as simple, nor as effective.

How can you assess your cloud maturity level?

Even if you think you might be ready to use the cloud system, it’s a good idea to perform an assessment. That will help quite a bit, and it will narrow down the right approach when it comes to adopting the cloud systems. And here’s what you need to focus on.

Understanding the key areas you want to track

A lot of the time, cloud maturity will focus on specific things, such as tools you need to use, budgeting, stakeholder engagement, but also cost management. Environment-related ideas and policies can also be a part of this process. That’s why you want to learn how to address everything, and how to adapt the entire experience in a way that works rightfully. Because that will help save time, and the return can be exceptional in the end.

Study the competition

At what level is the competition in regards to the use of cloud systems? Studying that and comparing with others within the niche can be very effective and useful, so do take that into consideration as much as possible. A lot of the time, you will be right in the middle, or maybe at the lower side of the spectrum.

Assess your security level

Do you have the right amount of security necessary to protect and safeguard data? Sometimes you might over-estimate things, and that’s the approach you want to have. Even if there’s a clear trial and error system, you still want the best possible security.

Do you have any plan B?

Even if you migrate your data to the cloud and you can do that now, you also have to take into account potential issues. Having a plan B is crucial, and it will allow you to save quite a lot of time and effort. That’s why having a plan B is a handy idea, and totally worth your time.

Following these steps is a great way for you to assess cloud maturity and see if you are at the right level to adopt cloud systems. A lot of the time, you’ll notice that your business is not as ready as you might think. That’s why focusing on security, staff training, but also safeguarding data is of the utmost priority!

The post Insider Tips: Choose the Right Investment Strategy for Your Business appeared first on Dividend Power.

Choosing the right way to invest is key for a business to succeed and grow. Whether you are new or aiming to expand, it’s important to pick a strategy that matches your goals, what you have, and how much risk you can take. The correct business investment strategy can boost your gains, handle risks well, and help you reach long-term goals. This guide covers five essential points to consider when creating a business investment plan to secure your and your business’s future.

Getting the Necessary Funding

The first step in setting up a good investment plan is ensuring you have the funds needed for your goals. Getting enough funds is key for buying gear, growing your business, hiring skilled people, or boosting your ads. Many companies explore external funding options, such as business loans.

A business loan can provide the funds for new or ongoing investment plans. Loans can come from banks, credit unions, and special business lenders. Each lender has its own rules, interest rates, and payback terms, so it’s smart to weigh your choices to find one that matches your business style. 

One way to find a reputable lender with excellent terms and reliable security all in one place is to learn more from customer reviews and expert insights. Discover the trusted options available to make a confident, informed choice.

Moreover, for some fields or areas, grants and government loans might give cheaper funding options. Crowdfunding and private equity investors are other ways, but each has its own demands, like on shares or decision-making power. Carefully looking at your business needs and payback ability will guide you to the right funding source and help lay a strong base for your investment plan.

Diversifying Your Investments

After securing funds, think about diversifying your investments. Diversifying helps reduce risks by placing assets in different types. This keeps your business strong during market swings. A balanced approach could mean putting money into real and non-physical items, like real estate, machinery, software, marketing, and research.

For example, investing in machinery and software promotes growth and prepares your business for technological changes. Some companies also invest in hiring skilled professionals or offering specialized training, leading to more productivity and fresh ideas. Diversifying helps avoid the risks tied to one area and creates a more steady and flexible mix of investments that can handle market or industry shifts.

Another important part of building an investment plan is keeping up with what’s happening in your industry. Each field has its own unique chances and hurdles, and staying in line with the latest trends can help you make wiser choices likely to bring good returns. By diving deep into your sector, you can spot where new ideas or growth might offer significant advantages.

For example, if you’re in tech, putting money into cybersecurity or AI could match well with what the market wants. Plus, with around 6.5 cyberattacks daily, you’ll be protecting your business. In contrast, those in hospitality might gain from going green or boosting the guest experience. 

Reading industry magazines, attending events, or joining groups can keep you informed. Investing in growing areas establishes your company as a leader, making it stronger and more relevant in the market.

Assessing Your Risk Tolerance

Every business investment strategy comes with a risk. Knowing how much risk your business can take is critical to making wise choices. Risk tolerance varies a lot between industries, stages of growth, and business goals. Some companies might choose a safe path, opting for low-risk investments with steady returns. Others, like startups, might go for high-growth chances with more risk but promise significant gains. 

To figure out your risk tolerance, consider your cash flow stability, existing debts, and the overall economy. Assessing risk helps you mix high-risk, high-reward options with safer ones for a balanced portfolio. For example, a business with steady cash flow might fund innovative projects that could shake up the market, while one with less money might prefer safer investments like bonds. Balancing different risks ensures you’re not too exposed to high-risk choices, which can harm your finances when the economy dips.

Bottom Line About a Business Investment Strategy

Picking the best business investment strategy is an ongoing task that needs thoughtful planning and constant review. Securing funds, diversifying investments, and staying aligned with market changes contribute to sustainable growth. Knowing how much risk you can handle and planning for future gains lets you make choices that help both your current desires and future dreams. By sticking to these ideas, you can make a steady and flexible plan that helps your business grow strong in a challenging market.

This is a paid guest post.

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The post Insider Tips: Choose the Right Investment Strategy for Your Business appeared first on Dividend Power.

We woke up to rain the next morning. How lucky – imagine if we were trying to bushwalk in the rain? It would have been miserable. As it was, we packed our bags, Liga and I had some Latvian hazelnut chocolate as a snack – Liga2 had had the forethought to save a slice or […]

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You might probably be reconsidering whether your current job is worthwhile and if searching for a new full-time job is a good idea. Changing jobs can seem daunting, especially if you’ve been at one job for a long time. But sometimes, it’s necessary to make a brave move. 1. Loss of Top Talent in Your … Read more

So, you’ve finally saved up a nice little nest egg. You’ve resisted the siren song of daily lattes, swiped left on impulse purchases, and watched your savings account grow like a proud parent. Now, you’re faced with a classic financial dilemma: should you use your hard-earned cash for a bigger down payment on your dream home, or keep it stashed away for those rainy days that Murphy’s Law promises are coming?

Let’s dive into this conundrum with some wisdom and a splash of practical advice.

The Case for a Bigger Down Payment

Ah, the sweet allure of a bigger down payment. It’s like the golden ticket to lower monthly payments, better loan terms, and possibly even avoiding the dreaded private mortgage insurance (PMI). Who wouldn’t want that? If you can put down 20% or more, you’re not just buying a home—you’re flexing your financial muscles.

But before you go all-in, ask yourself: is this your “forever home” or just your “for-now home”? Throwing every last cent at a bigger down payment might not be wise if you’ll move in five years. Remember, your house isn’t just a place to live; it’s also an investment. You want to balance building equity and keeping enough liquidity to sleep at night.

The Case for Keeping Your Emergency Fund

On the flip side, life is unpredictable. Just when you think you’ve got it all figured out, your car’s transmission gives up, your dog swallows something expensive, or your boss decides that your company’s “restructuring” doesn’t include you. That’s why keeping an emergency fund is non-negotiable.

Experts recommend setting aside three to six months’ worth of living expenses. Let’s be real. Those experts have probably never priced out a root canal or an unexpected flight home for a family emergency. So, it’s not just about math; it’s about your peace of mind.

If putting down a bigger down payment drains your emergency fund to dangerously low levels (or worse, wipes it out), you’re essentially gambling on nothing going wrong. And as we all know, life loves to throw curveballs.

The Third Option: Why Not Both?

Here’s a radical idea: why not split the difference?

Instead of depleting your savings entirely for a bigger down payment, consider putting down enough to improve your loan terms without compromising your financial safety net. For example, you might aim for 10–15% down and keep the rest as a cushion for life’s surprises.

Another option? Build a hybrid strategy. Use part of your savings for a bigger down payment, but replenish your emergency fund over time with aggressive saving. It’s not as instant-gratification-friendly as dropping all your cash on the house, but it’s a balanced approach that can keep you financially and emotionally secure.

Factors to Consider

  1. Job Security: If you’re in a stable career with consistent income, you might feel comfortable leaning toward a bigger down payment. But if your paycheck depends on the whims of the gig economy or a flaky boss, prioritize your emergency fund.
  2. Interest Rates: If interest rates are historically low (like they have been in recent years), a smaller down payment might make sense. Your money might grow faster in investments or a high-yield savings account than you’d save on interest payments.
  3. Future Plans: If you plan to start a family, go back to school, or take a sabbatical, keeping some cash on hand might outweigh the benefits of a bigger down payment.
  4. Your Risk Tolerance: Some people sleep soundly with just $500 in their checking account. Others panic if they have less than $50,000 in savings. Know thyself.

Final Words

Ultimately, the decision boils down to your unique circumstances. If you feel confident in your job and have a rock-solid budget, a bigger down payment could set you up for financial success in the long term. But if the thought of draining your savings gives you hives, it’s okay to prioritize your emergency fund.

Remember, buying a home is a big deal—but so is peace of mind. The key is to strike a balance between being financially responsible and not living in a state of perpetual anxiety. After all, what’s the point of having a house if you can’t afford to furnish it or, you know, fix it when the roof starts leaking?

So, whether you choose the path of the bigger down payment or the emergency fund, the goal is building a secure and sustainable life. And hey, if you’re still unsure, maybe it’s time to consult a financial advisor—or at least flip a really big coin.

The post Should You Use Your Savings for a Bigger Down Payment or Keep it for Emergencies? appeared first on MoneyMiniBlog.

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Finding the perfect gift for a book lover can be challenging. Here are our suggestions for great bookish gifts. Are you shopping for the bookworm … Read More

17 Perfect Gifts for Book Lovers on a Budget

Retiring by age 65 is a goal many people share, but it requires careful planning and preparation. Having the right tools and habits in place is essential to ensure a smooth transition into retirement. By focusing on these key elements, you can retire on time and enjoy the freedom and stability that come with a … Read more

If you’re a stay-at-home mom or dad, you may be wondering if it’s possible to stay at home and make money. Luckily, there are dozens of stay-at-home jobs to choose from. Here we’ve listed the best stay-at-home jobs for moms or dads this year. 

It may be hard to imagine, but there are stay-at-home jobs that pay well – more than there have ever been actually. If you want to spend more time at home, want flexible working hours, or are good at motivating yourself, a work-from-home setup may be perfect for you.

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33 Must-Try Stay-At-Home Jobs This Year

If you want to start working a remote job but have no idea where to begin, you’ve come to the right place! Here are the best stay-at-home jobs that you must try this year. 

While some of these jobs are perfect if you need money now, others take some time to build up. 

Writing & Editing Jobs

Writing and editing are great stay-at-home jobs for moms and dads. You can write at your own phase when it fits your schedule, and you can make good money with it.  

1. Blogging

Blogging is the #1 stay-at-home job. Honestly, it’s super flexible, and there is virtually no limit to how much money you can make. 

Starting a successful blog takes work upfront. You need to put in the time to write articles and get traffic. Set up your own blog and start making money when you publish articles. 

Blogging is one of my favorite passive income ideas. You can make money from ads when people read your articles. 

If you want to know how to start a blog, I’ve created a step-by-step guide on starting a blog on WordPress. You will learn how to choose a money-making niche that gets good traffic.

✨ Start My Blog Today

2. Affiliate Marketing

Affiliate marketing is a way to make money by recommending a product you like or enjoy to your readers or friends. When someone buys something, you get a commission at no additional cost to them. 

Some people don’t like the idea of trying to sell things. Assuming that you only recommend products that you like or enjoy, you’re only helping your reading by giving them recommendations that can help them reach their goals. 

Most affiliate marketing income is passive. You do the work once, and you continue to get the benefits from that. 

To learn affiliate marketing, I’ve followed Michelle Schroeder’s course Making Sense of Affiliate Marketing. She makes over $50,000 per month from affiliate marketing, so learning from her experience will help you with your affiliate marketing income.

Learn Affiliate Marketing

3. Proofreading

If you enjoy writing and enjoy getting paid great money, proofreading may become your next gig. You check other people’s work for spelling and grammar mistakes and get paid for that. Proofreading requires great grammar and punctuation skills.  

You can do this work from the comfort of your home, at your schedule. Here’s a list of the best proofreading jobs for beginners & pros, including what skills you need. 

How much can you make as a proofreader? Caitlin Pyle made $43,000 part-time by taking on proofreading jobs. 

Do you want to learn how to become a successful proofreader? Check out the FREE webinar of my friend Caitlin at Proofread Anywhere. She teaches you how to get clients and what to pay attention to when starting. 

4. Medium Writer

Medium is an online content platform that lets anyone publish an article on their site. If enough people read or like your post, you can earn money from your posts. 

You can ultimately determine how often you write when you write, and what kinds of topics you want to write about. Because of this flexibility, many stay at home moms or dads make over $1000 a month from Medium.

It does take time to build up an audience, but your income will naturally build up over time when you enjoy writing.

5.Freelance Writing

Writing is an industry where there are many different jobs available. Most freelance writing opportunities are not asking for a degree in journalism, as long as you provide quality posts. 

Platforms to check out are:

  • Textbroker is a worldwide platform that hosts hundreds of freelance writing jobs. You can pick your opportunities and work as much as you want. The articles you write are reviewed occasionally, so you have the chance to increase your writing skills over time. 
  • Skyword connects writers with brands. There are plenty of projects to choose from, and you can once again determine your own schedule. 
  • FlexJobs lets people post their freelance jobs on their platform. You can select your assignment from many other listings, so you can choose what fits you. Check our full FlexJobs review and see all the job listings.

So, how much can you make as a freelance writer? Gina Horkey made $4,000 per month with freelance writing within the first six months of freelance writing while still working her full-time job. 

If you want to know how to get started, Gina Horkey has made a course where she outlines exactly how to make thousands of dollars as a freelance writer. Taking her course will teach you how to make money from home by writing in your free time, in 30 days or less!

Admin & Data Entry Jobs

There are plenty of work-from-home jobs that involve administration and data entry work. Here are the top ones!

6. Virtual Assistant

As a virtual assistant, you help small business owners handle their day-to-day tasks. You can do anything like social media, customer service, or responding to brand requests. 

You can do most virtual assistant tasks from your computer at home, which is why being a virtual assistant is the perfect stay-at-home job. Because you’re doing several different tasks, your job will be different every day. 

With the growth of online businesses, virtual assistants are more needed than ever. 

If you want to learn more about becoming a virtual assistant and know how to build your own business, here’s the course for you. Invest in yourself and learn how to be a successful virtual assistant! 

Make Money As A VA

7. Pinterest Virtual Assistant

If you want to become a high-paid virtual assistant, it’s good to specialize in a specific niche. For example, Pinterest Virtual Assistant pays very well. My friend Kristin is an expert in that area and has a Pinterest Virtual Assistant webinar for FREE

With this free training, you will learn all the basics that you need to start with your own Pinterest VA business. Kristin will tell you exactly how she could quit her job in 10 months after starting her Pinterest VA business and help you do the same.

FREE TRAINING -SIGN ME UP

8. Data Entry

Data entry jobs remain popular for decades now. Data entry is perfect for anyone who wants to have flexible work from home hours. No specific skills or training is needed, making it very convenient to start making money right away. 

Most of the jobs are simple to do, and the hourly rate is good. With data entry work, you can start working on your own schedule. If you type quickly and accurately, this may be for you. There are the best data entry jobs that you can try today. 

Where can you find data entry jobs? FlexJobs is one of the biggest platforms to find work-from-home jobs that fit your interest and qualities.

Start Earning Money On FlexJobs

9. Transcription

Transcription jobs are jobs where you convert audio files or videos into text. Most transcription jobs are great if you’re a beginner that has excellent accuracy and fast typing speed. 

Most transcription jobs pay per audio minute. So the faster you type, the more money you earn hourly. If you want to test your typing skills, check out TypingTest

Some companies include:

  • TranscribeMe is a transcription platform with a steady work stream and no experience needed. You can earn from $15 per audio hour. The more experienced you get, the higher your pay. 
  • Rev.com is a transcription website where you can determine your own hours and projects. Top earners earn $1,500 per month.
  • Quicktate hires freelance transcriptionists for their projects. You can choose whether you pick the short 5 minutes assignment or the project that takes several hours. You need to pass their test and pay $20 for a background check. 

Do you want to know how to get started? Take this FREE mini-course and find out whether transcription is the right stay-at-home job for you.  

Yes, Sign me up (FREE)

10. Bookkeeping

Do you have some experience with accounting, or do you simply enjoy numbers? Bookkeeping may be for you!

Image Credit: primagefactory/DepositPhotos.

Bookkeeping is a job that you can easily do online. All you need is your computer and a fast internet connection. You have minimal interaction with the client, as you are simply crunching numbers. 

As every business is required to have a bookkeeper, there is more than enough work available most of the time. You can offer your own freelance services. 

Check out this free series that shows you how to succeed as a bookkeeper!

Customer Service Jobs

Customer service jobs are typical work-from-home opportunities. Many companies have virtual call centers, and there are plenty of jobs available. 

There are many ways you can provide customer service from home. Here are the most common ones. 

11. Customer Service Representative

If you are quick to dismiss custom service jobs, think again. It is relatively easy, you can make good money, and you can work from home. 

If you’re a stay-at-home mom or dad with older kids, go for it! If your kids aren’t going to school yet, you may want to think twice about taking this job. 

Some companies to check out:

  • Enterprise is a company that you can work for from the comfort of your home while helping people book their rental cars. 
  • Sykes was named in the Top 100 Remote Jobs by FlexJobs. They frequently have openings on their platform. 
  • Flexjobs is the most prominent site where you can find remote jobs, including customer service representative jobs. Check their platform for current openings. 

12 Chat Agent

If you’re not comfortable talking to customers through the phone, you may be comfortable doing so by chat. You need good typing and communication skills for this stay-at-home job. 

Specific companies hiring chat agents are Chatshop and Ginger.io. Don’t forget to look for chat agent jobs on platforms like Indeed and FlexJobs. They will probably have something for you. Here is our full Flexjobs review for you to check.

Be aware that most companies only pay when you’re actually chatting with customers. Time in between chats isn’t paid, even when you’re online. 

Start Earning Money On FlexJobs

13. Social Media Manager

Most businesses have an online presence, which can take a lot of time to maintain. If you have experience managing social media for yourself or others, this may be the perfect stay-at-home job for you!

You will help them upload photos, caption their posts, and put hashtags in there. Plus, you will probably be in charge of replying to their messages. When companies get a lot of interaction on their social media, they would love to pay you and outsource it. 

Check out platforms like FlexJobs to find remote positions.

14. Virtual Receptionist

When you’re a receptionist, you’re mainly answering the phone and doing computer work. You can easily do that from home as a virtual receptionist. 

If you are currently in the US, Canada, or Mexico, Smith.ai may be something for you. They are currently hiring people with an availability of 20 hours per week. 

15. Digital Travel Agent

Do you want to work from home and enjoy travel? Working as a digital travel agent may be for you. While currently, this job won’t be so popular that this may be something to look into when traveling is allowed again. 

You can start your own travel business or work for an agency like Travel Planners International. When you choose to start your own travel agency, your earnings would be significantly higher. 

Teaching Jobs

Teaching jobs are virtual ways you can make money from home. Do you have specific skills in a subject, or are you good at teaching others? Here are the best teaching jobs from home. 

Image Credit: Vadymvdrobot/DepositPhotos.

16. English Teaching

Is English your first language, or you’re fluent? Teaching English is a great way to make some extra money. English as a second language (ESL) is popular, and many people are looking for someone to teach them English. 

Most of the companies teach Chinese students, which means that the teaching jobs are often early in the morning and on weekends. It is a flexible job that you can do from home, with the timing you like. 

The platforms you can use are:

  • VIPKid is a Chinese based platform that lets you teach Chinese kids aged 4 to 12. You need a bachelor’s degree, and the schedule is based on Beijing hours, paying $18 on average an hour. 
  • Magic Ears is similar to VIPKid, in that you teach Chinese kids aged 4 to 12. You need to be a native English speaker, and pay varies based on performance.

17. Tutoring

Online or private tutoring is more specialized than most teaching jobs, and you will need deep knowledge about the subject you’re teaching. In the beginning, you will likely need more time to prepare. However, after the first couple of lessons, you remember the basics and will be able to pull it off. 

You can schedule your tutoring lessons whenever you’re free, which makes it ideal if you’re a stay-at-home parent. You just need a computer and internet connection. 

We’ve made an overview of the best online tutoring jobs for you, both for beginners and teachers or people with a degree.

18. Test Scoring

If you’re looking for a flexible stay-at-home job without fixed hours, test scoring may be for you. The number of hours asked varies per week. 

What kinds of things are you scoring? You will be helping teachers score tests. As the workload on teachers continues to increase, this is an activity that can easily be outsourced. 

Check out platforms like Writer Score or Literably

Buying & Selling Jobs

Want to make money from home buying and selling times? Here are the best ways to do so!

19. Flip Items For Profit

Flipping items is something that can give you a lot of profit when done consistently. It’s convenient when you love getting a bargain and when you specialize in specific products you know about. The more you know about the products you’ll be flipping, the more profit you’ll be able to make.

Here are the best items to flip for a profit. You can specialize in a couple of them and see which ones sell the best and make you the most profit. 

Check out flea markets, Craigslist, or Facebook Marketplace for items that you can buy and flip. 

If you want to learn how to flip items and get tips & tricks from experts, we have just the thing for you. Our friends Brian and Melissa have a FREE 90-minute webinar where they outline exactly how to make money flipping

20. Retail Arbitrage

Retail arbitrage is when you buy something in a store with a discount and resell it for a profit online. Many people use a platform like Amazon for reselling because it has a big client base. 

If you decide to go for Amazon FBA, they ship the products for you to the customers and take care of customer service. 

21. Dropshipping

With Dropshipping, you’re taking it one step further. You’re not holding any inventory because you can shop your items straight for your clients. You can open up an online store, for example, through Shopify.

Try this course on Udemy to learn more about dropshipping and starting an e-commerce business.

22. Sell On Etsy

Selling on Etsy is something that you can do completely on your terms. Where you want it and when you want it. You create your own products, which means you can allocate your time as you want. 

Image credit:
HayDmitriy/Depositphotos.

You can sell physical products on Etsy or printables. Printables are simply prints you design and sell to people online. You get paid when people buy them.

Other Stay At Home Jobs

23. Graphic Designer

Do you have experience with graphic design, or do you have a feeling for it? Working from home as a graphic designer may be for you. You can design logos, brochures, or entire websites. 

If you’re looking for graphic designer gigs, platforms like Flexjobs or 99designs.com will help you find clients. How much you will earn depends on your skill level and individual projects.

Start Earning Money On FlexJobs

24. Search Engine Evaluation

As a search engine evaluator, you evaluate search engine results and rate ads for quality. All you need to know is how to use a search engine. You can determine your own hours and only work when it is convenient for you. 

With $15 an hour on average, the pay is good. However, as there isn’t always work available, it’s not something that you can depend on full-time. It’s a great gig to bring in some extra spending money or pay down debt. 

Some options you can try are:

  • At Lionbridge, you can rate, interpret, and translate search engine results. 
  • Appen is a similar company as Lionbridge, and they offer some additional small tasks. It’s important to note that you can’t hold positions with two companies usually. 

25. Web Developer

As a web developer, you need to be familiar with HTML and CSS to build websites. You can help clients by creating websites for their business, and it is quite lucrative as well. 

26. Start A Day Home

Is daycare getting too expensive for you, and do you want to stay home with the kids? If you want to make some extra money, help out other parents and start a daycare. 

As you’re taking on some very serious responsibility, there are a couple of things you need to take care of before you can start. Here is a quick course that walks you through it step by step. 

Once you’ve set it up, you can make quite some money!

Plus, the course is on sale now for just $9.99 until the end of November. If you think this may be for you, take action now!

27. Community Moderation

Even though Facebook groups are booming, there are still dozens of forums out there that need moderation. Your job is to keep out the spam and answer questions people may have. 

Community moderation can be done from home, and you can easily combine it with other activities. 

Options:

  • ModSquad is hiring freelancers worldwide to join their team. You can determine your own schedule and pick your own opportunities. Read the requirements carefully, as they are different for every job opportunity. 
  • LiveWorld is another worldwide platform that offers work-at-home moderator jobs. Training is provided on this platform and work hours are flexible. 

28. Photography

If you want to make money with photography, you can do it anywhere and at any time. You can plan around your schedule to take pictures when it fits you and sell your services on platforms like Flexjobs

Another way to make money with photography is by selling your photos online on websites or apps. You can sell your pictures on many different platforms and will get paid when they sell. You don’t even have to make professional photographers. You can just upload them from your phone straight to the apps. 

29. Do Laundry

Who knew you could earn money by doing laundry? Not everyone has a washing machine, and some people don’t have time to visit a laundromat.  Check out the Laundry Care app and start making hundreds per week. 

30. Clean Houses

Cleaning homes can be a very flexible job, as you can decide which hours you work. You can start your own cleaning business and get clients until you have your desired time slots filled. 

Image credit:
Nikodash/Depositphotos.

31. Pet Sitting

If you become a pet sitter, you have a flexible job that you can plan whenever you want. All you need is love for pets and being a reliable person who will show up when booked. 

You can either have your own pet sitting business, or you can use a platform like Rover. Rover takes care of everything administratively. All you have to do is sign up for their platform and set up your profile. 

CHECK OUT ROVER

32. Online Stylist

Do you enjoy following trends, and do you have a great sense of style? Becoming an online stylist may be for you. 

Clients can hire you to choose outfits complete with accessories and shoes. Make sure that you follow the latest trends and know what items are hot this season. 

Create your own platform to show your work, which can be a website or through social media. The easier alternative may be to check platforms like Indeed, for opportunities.

33. Brand Ambassador

When you’re a brand ambassador, you partner with a brand to advertise their services or products. Most brand ambassadors are active on social media, so you need to have social media followers and interaction.

Most brands expect you to hit certain targets. As long as you meet them, you can determine your own schedule. 

Bonus Work From Home Jobs 

Are you looking for more work-from-home jobs? Here are a couple of additional options that you can try out!

Participate In User Studies

If you want to participate in user studies, like testing websites, you can determine what time you want to work, and you have your own schedule. 

Two of my favorite platforms include:

  • UserTesting is a big platform for beginners or people just starting. You can make an average of $10 per 10-15 minutes of testing on this platform. 
  • Respondent is a high-paying platform that you want to check out. Last week, I made $50 by filling out a 30-minute survey. While not all jobs pay that much, it is a great platform. Just be aware: opportunities are not always available. If you get selected, it’s a job that fits your profile. If you’re under 18, you need the consent of your parents or guardian.

Share Your Unused Internet

Did you know that you can make money by selling your unused internet bandwidth? You get paid between $20-50 per month, completely passive. There is no effort required whatsoever, which I would say is the perfect side hustle idea

With Honeygain, companies can use your unused internet bandwidth for their heavy software. Think about a content delivery network (CDN) or SEO monitoring services (like Moz). They need bandwidth all over the world, and you are providing that. You only share your internet bandwidth and nothing else. They don’t track or log your data.

Let your unused internet bandwidth make money for you, completely passive. If you use this link, you will get $5 free credits!

Try Honeygain Today ($5 Bonus)

Take Online Surveys

Do you want to give your opinion and earn money at the same time? There are plenty of online survey sites out there that would love to pay you for your opinion. 

While filling out surveys won’t make you rich quickly, you will earn enough money for some fun spending. Plus, you can fill out surveys whenever you have some time left. 

My favorite platforms include Survey Junkie, Swagbucks (read our entire Swagbucks review), and Branded Surveys. You can also use these online surveys to earn free gift cards, which may come in handy for the upcoming holidays. 

Frequently Asked Questions

Now that we’ve walked through the best stay-at-home jobs for this year, let’s go and answer some of your most asked questions. 

What Are The Highest Paying Stay At Home Jobs?

The best-paying stay-at-home jobs are generally the ones where you need high-income skills. Bookkeeping or tutoring will make you more money than doing laundry, for example. 

However, if you put in the work and grow your skills over time, you can build up your business. If you want to make some quick cash, you can take surveys online or get cashback on your purchases

What Is The Best Work From Home Job?

The best work-from-home job depends on your goals, your time commitment, and what kind of skills you have. If you want to work from home for a couple of years, a job like data entry, transcription, proofreading, or flipping items will make sense. If you’re in it for the long term, try to build up freelance writing skills or start a blog. 

Founder of Spark Nomad, Radical FIRE, Journalist

Expertise: Personal finance and travel content
Education: Bachelor of Economics at Radboud University, Master in Finance at Radboud University, Minor in Economics at Chapman University.
Over 200 articles, essays, and short stories published across the web.

Experience: Marjolein Dilven is a journalist and founder of Radical FIRE, a personal finance platform, and Spark Nomad, a travel platform. Marjolein has a finance and economics background with a master’s in Finance. She has quit her job to travel the world, documenting her travels on Spark Nomad to help people plan their travels. Marjolein Dilven has written for publications like MSN, Associated Press, CNBC, Town News syndicate, and more.