Know Your Blogger Series
My blog was born out of struggling my way through the startup grind, earning less than $20,000 a year while working 60+ hours a week for a company I built with friends. I was indoctrinated with the idea that the struggle equated to passion – and that earning next to nothing was a badge of honor.
Deprogramming that toxic belief system really changed everything for me. I was able to go from earning $38,000 to $95,000 in a single year, just by realizing that I needed to advocate for myself. By the time I was 25, I was able to purchase a house on my own in Los Angeles as a single woman.
Check out our Q&A with Tis But A Moment here.
During these weekly features, we are hoping to provide a way for you to interact and learn more about different blogs in the personal finance space.
Below, you can read more about the story behind Tis But A Moment, learn about the author, and learn personal finance tips from Tis But A Moment to help you improve your financial situation.
A big thanks for Tis But A Moment for this interview! Now, we will turn it over to the author for this interview.
Tell us about Tis But A Moment
What makes you and your blog unique?
What does “being good with your personal finances” mean to you?
What are some habits you practice to keep your personal finances in order?
What are your three articles people should read to get to know you and your message better on your site?
For someone looking to improve their financial situation, what’s your best advice?
- Learning whether your career can be lucrative, and deciding whether that’s a priority to you.
- Reach out to people who know your industry well, and learn what would make you successful. Or, if you just want to chat with a Recruiter who may know what makes you hirable, hey there.
- Developing marketable (read: well-paying) skills for that career.
- Advocating for yourself, and, if necessary, moving to greener pastures.
- Building income-producing opportunities outside of your day job. For me, that’s meant taking on countless part-time jobs and freelance gigs, some of which I ended up loving like hosting trivia games at local pubs, working as a consulting recruiter, renting out space in my own home, and even blogging!
What’s an area of your life which has benefited from improving your personal finances? Have there been any areas of your life which have suffered?
In your opinion, what’s better? Renting a place or buying a house to live?
- Some of my mortgage payment just goes to interest (gross), but a good chunk of it goes to my equity.
- I benefit just from having time pass; while real estate values rise, so does my net worth.
- Any new additions or fixes to the home also improve my net worth, and I can make decisions based on my priorities or preferences.
- I can rent bedrooms, storage space, or parking spots to strangers without breaking rules in a lease.
- And now that I’ve moved on to the next place, I can rent the whole house out!
What is your favorite investment class and why? (stocks, private business, bonds, real estate, crypto, precious metals, etc.)
Do you have any financial mistakes you’d like to share, and how have you grown from these mistakes to improve your personal finances?
If you received a $5,000,000 windfall tomorrow, what would you do with the money?
- More hanging plants for my home office.
- A commercial investment! Residential rentals are great, but what would be really great? Commercial properties. I’d start looking for a good syndication deal to put some of that money and my own sweat equity into!
- A self-sustaining Giving Fund. I currently save a bit of money each month for my Random Acts of Generosity fund, but one of my goals for my 28th year is to establish a separate giving fund. I’m not exactly Miss Money Bags over here, but I’ll know I’ve made it once I can set up a long-term way to donate a small-but-mighty amount to great causes every year. Even better if I can do it in a way that uses the stock market to generate real good.
How You Can Contact Tis But A Moment for More Information
Thank you for reading this interview, and thank you, Tis But A Moment, for providing us with some great personal finance tips!