THE TOUGH PART COMES last. Saving for retirement is pretty straightforward: You sock away as much as you can, favor stock funds, diversify broadly, keep investment costs low and make the most of tax-advantaged retirement accounts. By contrast, paying for retirement can involve mind-boggling complexity—and a big reason is the tax code. The good news: Once you quit the workforce, you have a fair amount of control over your annual tax bill, especially if you […]

Starting your own restaurant isn’t easy, but many people succeed. Many dream of starting a restaurant, driven by a passion for food, hospitality, and creating memorable experiences for others. However, turning this dream into reality requires detailed planning, financial management, and creative strategies to bring everything together. Each step is crucial to building a successful and sustainable restaurant business, from envisioning your concept to securing resources. Keep reading to discover how you can navigate these […]

Balancing work and parenting at home can be a challenge, but it’s possible with a little planning. Create a structured routine, set clear boundaries, and involve your kids in activities. Remember, flexibility is key to navigating this unique environment.

If you’re nearing retirement age, 401(k) catch-up contributions can be a game changer. They allow those age 50 and older to contribute extra funds beyond the annual limit, helping to boost savings. Understanding this can significantly enhance your retirement strategy.

What caught my eye this week. I noticed UK commercial property giant Landsec posted decent first-half results this week. CEO Mark Allan reckons: “…property values have stabilised, with growth in rental values driving a modest increase in capital values, resulting in a positive total return on equity. We expect these trends to persist, as customer demand for our best-in-class space remains robust and investment market activity has started to pick up.” After four miserable years, […]

Key Highlights The crypto market is always changing. New exchanges keep appearing, all wanting to join this growing field. The best crypto exchanges focus on security. They provide a wide range of digital assets and have high liquidity, making trading smooth and easy. When you choose a cryptocurrency exchange, you should look at their security […]

Mint, one of the best budgeting apps, shut down early in 2024.  As longtime budgeting fans, we’ve had a difficult time finding a replacement with in-depth net worth tracking that’s both affordable and easy to use. In order to find our ideal budgeting software, we spent hours researching the best budgeting apps on the market, and this round-up is the result. Our top pick ended up being Lunch Money, but this article has reviewed a […]

Dealing with debt during divorce is often more complex than dividing assets. While you may agree on who will pay what debts in your divorce agreement, your creditors may have different ideas. Understanding how debt affects your divorce, and vice versa is crucial for protecting your financial future. Are You Responsible For Your Spouse’s Debt in Divorce? You are not legally responsible for your spouse’s debts unless you have taken them on jointly as a […]