Image Source: 123rf.com For tech nerds like me, you may be scratching your head trying to find an affordable gift. My wife said that it was hard to pinpoint anything that I’d actually want this year that wasn’t $1,000+ (which is far above the $150 limit we set for each other). However, there are plenty of cool cheap gadgets for guys that the techie in your life would love. Here’s a look at 10 such […]

Your free, printable 2025 Active Duty Military Paydays calendars are HERE!! But first: There is one more active duty payday in December 2024: Tuesday, 31 December 2024. I love that these calendars have provided value to so many people. While military paydays are relatively easy, there can be some tricky bits. But I’ve become an… | Read More… The post 2025 Active Duty Military Paydays – With Printables appeared first on KateHorrell.

Did you know that more than half of the total population of Americans have side hustles? Nowadays, having multiple income sources isn’t just nice to have; it’s a necessity. If you had been a reader of my blogs, you would have known that I did a lot of side hustles in the past (and still… Read More The post 8 Best Paid Online Focus Groups (Earn Up To $250/hour) appeared first on FinSavvy Panda.

Friend-of-the-blog Christian has done something remarkable. He’s lost ~85 pounds over the past 7 months, dropping from ~280 pounds to ~195. Kudos, Christian! Inspired by Christian’s success, my own health has sharpened into focus. I have the data to support this – I’ve gained 8 pounds over that same period, going from “slightly overweight” to “assuredly overweight.” I’m heavier than I’d like. Slowly but surely, I’ve been moving in the wrong direction. I used to be in much better shape, and Christian asked me at the gym this morning, “How did you manage to get down to a healthier weight last time?” I responded: “It’s pretty basic. When I eat chips, cookies, and cheese, I gain weight. When I eat healthy meats and greens, I lose weight. It’s just a matter of consistency and good choices and will power.” Granted, I’m not a doctor. My personal health tips might not apply to you. But for most people I know, weight loss and health are not rocket science. The “advice” is stupidly easy. Make better food choices, move your body, and sleep better. The implementation is the hard part: smart choices, every day. I left the gym, went to work, and read this article from former podcast guest Phil Pearlman. The article covers how some people want to change Daylight Savings Time. But they aren’t actually affecting the day (duh). They’re only affecting what our clocks say. Phil cuts to the chase with no-nonsense advice: A minute of sunlight is just a minute of sunlight, no matter what you call it. On any given day of the year, you get the same amount of daylight and the same amount of night time per 24 hour period. It’s just Mental Time Keeping. We humans are incredibly adaptive animals. We live and thrive at the Equator and we live and thrive in the arctic circle. Much more important than knowing what time it says on the little machines in our pockets, is knowing when the sun is rising and when the sun is setting. Get yourself outside in the morning sunlight no matter what time you call it and move your body. Then go to bed at a decent time and get some sleep at night. You will adjust to 24 hour cycles just fine. It’s simple. Money is the same. Simple advice gets you far. It’s not rocket science. You don’t have to overcomplicate it. If I spend thoughtlessly, if I invest emotionally, if my income can’t support my lifestyle, my finances will suffer. Whereas if my income goes up, if my spending goes down, if I invest intelligently, my finances will flourish. Perhaps you’re the outlier, the exception to those rules? Maybe you’re the one person who needs to spend more, earn less, and invest in increasingly stupid ways to find your financial success. But I don’t know…for some reason, I doubt it. So, as you close out 2024 and

Money flows. Careers soar. Yet financial mastery remains elusive. High earners often discover their impressive salaries mask deeper financial vulnerabilities, creating a peculiar paradox where increased income fails to translate into lasting wealth. 1. Assuming Income Permanence PayScale’s extensive compensation research reveals harsh truths about earning trajectories. Most full-time workers hit their income ceiling during … Read more

Look around. Money flows everywhere, yet financial freedom eludes most people. Why? It’s not about how much you make. It’s about what you do with it. Our daily money habits – those tiny, seemingly insignificant decisions – shape our financial destiny more than any paycheck ever could. 1. Debt Comfort Zone If you can’t buy … Read more

Christmas is a time of joy and giving, but it can also bring financial stress for many families. According to the American Psychological Association, around 89% of adults in the United States feel stressed during the holiday season. Thankfully, there are some things put in place to help out if you’re feeling the weight of Christmas this year. If you’re in Georgia and need assistance, several organizations and programs are dedicated to ensuring your kids […]

Image Source: Pexels In 2024, several groundbreaking discoveries are transforming patient care and improving the health of many. With new medication discoveries, gene editing, and the help of robotics and AI, the field has undergone significant improvements, all benefiting patients. Here are five medical advancements that you should take note of. 1. New Schizophrenia Drug Approved by The FDA A new drug for Schizophrenia treatment is improving the well-being of patients. According to the Treatment […]