I started Banker On FIRE to achieve the following three objectives: Give me a creative outlet from the pressures of my job as an investment banker. Explore, document and debate the various ways to build wealth and achieve financial independence. Help others make better decisions, grow their net worth and live their best life possible

Hi there! glad to have you on my blog. I am a big fan of personal finance and I am looking forward to sharing everything I know as well as point you to a plethora of resources available at your disposal. Now, a little bit about me. I was born in Maracaibo, Venezuela in 1980 and I think that makes me a border line millennial with some behaviors from Generation X. I was raised by frugal parents who taught me the value of hard work and saving for the future.I truly believe my journey to FI started with the lessons my parents taught me when I was a kid. I can still remember my dad saying .. “son, when things are going great that is when you should be saving the most because you don’t know when things are going to go bad“. In the context of FI, I can say this has been one of the most important lessons in my life so thanks Dad! The journey continues but now I plan to bring others on my quest for achieving Financial Independence.

I’m writing from the position of having already achieved wealth and financial independence, and I want to help you get there too. My intention is not to re-hash the basics of the FIRE lifestyle or journey. I like to focus on the behaviors and lifestyle factors that drive money decisions.

Hello and thanks for checking out my blog! First off, I go by the moniker "Cubert". Early Retirement, powered by Financial Independence, also known as “FIRE” — that’s the real premise of this blog. My career in technology has had its ups and downs, but for as long as I can remember, I’ve had a nagging itch to take on passion projects. Effectively, I just wanna be my own boss.

School teaches us everything from the various Capitals of the world to advanced calculus but never touches upon the one thing everyone needs to deal with… MONEY! Normally, you need to figure out everything from taxes to investing to budgeting on your own. But that’s where Financial Pupil comes in. Offering easy to implement and relatable advice, Financial Pupil’s purpose is to help educate you about everything money-related so that finance can be fun and exciting for you.

Hey there, I’m Joel. I’m 35 and live in Los Angeles. At first glance I’m just an average guy in every way… Average height, weight, looks, IQ, skills, etc. But there’s a few things I’ve been doing differently the past few years that have elevated my life to above average: Every day I’m learning to make better use of my time. I now get up at 5am every morning. Every day I’m learning to make better use of my money. I’m on a fast track to Financial Independence! Every day I get up at 5am and send a short positive message to friends, family, co-workers and strangers from the interweb.