Hi there! glad to have you on my blog. I am a big fan of personal finance and I am looking forward to sharing everything I know as well as point you to a plethora of resources available at your disposal. Now, a little bit about me. I was born in Maracaibo, Venezuela in 1980 and I think that makes me a border line millennial with some behaviors from Generation X. I was raised by frugal parents who taught me the value of hard work and saving for the future.I truly believe my journey to FI started with the lessons my parents taught me when I was a kid. I can still remember my dad saying .. “son, when things are going great that is when you should be saving the most because you don’t know when things are going to go bad“. In the context of FI, I can say this has been one of the most important lessons in my life so thanks Dad! The journey continues but now I plan to bring others on my quest for achieving Financial Independence.

A Journey We Love started as a brainstorm project of Ruby & Peter to help inspire others to live life to the fullest. We’ll try to document everything on A Journey We Love to hold us accountable & to hopefully inspire you that life is fun, and it’s not as expensive as you think it may be: regardless of what your goals are.

In 2016 we retired early from our corporate jobs to live our dream of traveling. We renovated a few foreclosed homes, turned them into rental properties, and got rid of all our belongings. If things go according to plan, our diverse investments should keep us on the road indefinitely. Our travel is slow travel in hopes to get to know each country better and enjoy what it has to offer. In each country, we look for at least one volunteer opportunity. These opportunities allow us to give back a little, and they also give us more insight into each country and put us on the path of some pretty awesome people that we meet along the way. We embrace minimalism and travel with only our backpacks utilizing public transportation. We love the freedom to move when and where at the drop of a hat. Occasionally, as a break from traveling, we house sit. This allows us time to relax, enjoy a home and usually a few pets. We use that time to catch up on our online activities and sometimes binge-watch a series or two. This blog is about stories from our nomadic life. We hope that our stories provide insight into other cultures and encourage our readers to travel to new places.

I created this blog to enlighten, educate, and entertain fellow physicians and other people who may have similar circumstances (high-income, late start, educational debt, etc…). My aim is to help those who want to help themselves and share some unique insights from the perspective of a practicing physician. I hope to leave you informed and inspired to look at life a little differently than you might have before.

This is a blog about my journey towards financial independence/retiring early in Australia, with the aim of continuing to earn a high passive income after attaining FIRE. Many blogs in this sphere are focussed on financial independence through extreme savings and a fairly lean income at retirement, and are often directed towards those with a low to average income during working life. Those blogs are still great and that style of FIRE is completely valid! However my aim as a higher income earner is to try to attain financial independence while enjoying the journey there, as well as setting myself up for a very comfortable life after retiring from work – sometimes referred to as FatFIRE, though I prefer the healthier sounding term coined by Aussie HIFIRE. This blog therefore will be about my journey towards this goal – and the optimisation to my lifestyle that will still be necessary to achieve it!

Thanks for stopping by. This is a Boomer retirement planning and “wealth” management blog. Whether you’re still working, or are now retired, this blog is for Boomers who want to protect, grow, and manage their nest-egg. It’s for Boomers who’ve ever asked: How do I protect and grow the money I’ve spent a lifetime earning? How do I make sure I don’t outlive my money? What’s the best way to increase the size of my nest-egg while I’m still working? Should I buy long-term care insurance? When should I take Social Security? How can I reinvent myself in retirement? The goal is to provide you with enough information, backed by reputable sources, that you can manage your own financial affairs. I’ll cite and link to these reputable sources.