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House prices are rising around the country. Buying a house is more complicated than ever for many. Statistics show Millennials are not buying homes at the rate of previous generations. If they’re not buying houses at the pace they once were, they are living with their parents, other family members, and friends. Or they’re making a rent payment to a landlord. Paying rent is a choice many make for a variety of reasons. In addition […]

My ideas about retirement came from what I heard on TV or saw in advertisements (elderly people walking on the beach). Then there were the things I heard my parents or other people around me say.  I only knew of one path to retirement.  Let’s consider it to be classic retirement, where you work hard from the age of 30 (maybe even younger than that), until the age of 60 or 65. Hopefully, you would […]

When you owe the IRS money, it will attempt to collect the money you owe. One of the most important steps you can take is to avoid legal collections processes. If you owe back taxes, the IRS may put a lien against your property. This means that the IRS is the legal recipient of the funds if you choose to sell a car, sell your house, or if you liquidate any assets. The IRS can […]

Today we discuss how my credit score temporarily dropped by 35 points after a mortgage refinance, and what this means for you! Buying the Doctor House A few years ago, the Darwinian Dr-ess and I traded up from our two bedroom house for a five bedroom house in a less desirable area of LA.  The […] The post How a mortgage refinance dropped my credit score 35 points appeared first on The Darwinian Doctor.

  You want to pay off your debt fast, I understand. You have already cracked the most important secret to paying off debt and committed. You are all fired up and rearing to go. But before you take off, I will tell you about the things you should do. Yes, you should know about them. […] The post Here is What You Must Not Do if You Want to Pay off Your Debt Fast appeared […]

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Are you wondering how to pay off debt with no money to your name? According to Pew Charitable Trusts, 80% of Americans carry some form of debt, so you are not alone.  It’s hard to come up with a way to pay off your debt when you’re living paycheck to paycheck. Even if you get an annual raise, it still doesn’t seem to help. Here’s the thing, it’s not how much money you make, it’s how […]

Reading Time: 4 Minutes Howdy folks! Have to say I am in a GLORIOUS mood today. Because, finally, for once… the sun is out. And we can ALL enjoy our weekend proper. The way it should be 🙂 Before I can though, I have to let y’all in on a secret. It’s something which has been bugging me for a while now. I see it every day, invisible to most of us. What is it? […]

If you’re looking for a simple rewards structure, the offers solid flat-rate rewards that apply to all of your purchases. With a decent bonus offer and no annual fee, this is an ideal card for travelers who want to save on their next vacation without a litany of fees in the way. Plus, the 0% for 12 months intro APR period for purchases (then ongoing 13.49% – 23.49% (Variable)) gives you some cushion if you […]

Choosing a mortgage is a process you need to understand before you even complete an application. Despite efforts to streamline the application process online, mortgage loans tend to be one of the more cumbersome loan types to apply for. But you can simplify the process – and learn how to shop for mortgage rates – by understanding how it works, and what you need to do to help your own cause. How To Shop for […]

This is a sponsored post in partnership with Findigs. House prices are rising around the country. Buying a house is more complicated than ever for many. Statistics show Millennials are not buying homes at the rate of previous generations. If they’re not buying houses at the pace they once were, they are living with their parents, other family members, and friends. Or they’re making a rent payment to a landlord. Paying rent is a choice […]

Planning to buy a house soon? If so, take a good look at your finances and clear some of your debt. Being in debt isn’t necessarily a bad thing. Debt allows many Americans to buy assets, take care of expenses, and pay for education. In fact, according to research by the National Association of Realtors, […]

Whether you own or rent your dwelling place, you want it insured. Learn which policy is right for you.Whether you own or rent your dwelling place, you want it insured. Learn which policy is right for you. The post Homeowners Insurance Vs. Renters Insurance – Which One Is Right For You? appeared first on Money Under 30.

I recently closed with a lender for a mortgage refinance loan. I’d already gone through the process of taking out an initial mortgage, but I didn’t know what was involved in the refinancing process. I was not excited about revisiting the mortgage loan process. Before I refinanced, I wasn’t actively shopping around or researching lenders and rates. But then I started to get a lot of letters in the mail and phone calls from lenders […]