The retirement crisis: How did we get here? Despite modest improvements in the retirement savings landscape, millions of Americans remain dangerously underprepared for their golden years. With 28% of people having no retirement savings and nearly a third of working Americans holding less than $1,000, the reality is clear: financial insecurity is looming large, especially for older adults on the brink of retirement. Retirement in America is in crisis As of 2024, the state of […]