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Today's Financial Independence Articles
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Save, invest, prosper with My Own Advisor. Weekend Reading – Do you need bonds in retirement? Welcome to some new Weekend Reading about another important subject: do you need bonds in retirement? (I want to thank some readers and their email questions related to this subject.) Before that, some recent reads on my site… Last weekend, I wrote: “For anyone drawing down… Join the million dollar portfolio journey. The article Weekend Reading – Do you […]

My Sweet Retirement Retirement Planning How is your Retirement Planning? Retirement planning is a crucial aspect of financial management that involves setting aside funds and creating a strategy to ensure financial security during retirement years. It is important to start … Retirement Planning My Sweet Retirement

Many people make two mistakes while planning their finances. The first common mistake is presuming that equity mutual funds provide a 12%  (or more!) return and utilizing that figure to calculate the necessary investment amount. Regrettably, this approach entirely disregards asset allocation and the reality that investing 100% in equity is not feasible. Even those… The post What return should I use if I wish to retire by 55? appeared first on freefincal.

– A couple of years ago, Mr. Money Mustache lost some credibility among the faithful when he wrote this blog post about actually trying to spend a bit more money, while buying a Tesla as the first step in that program.  “Look at me!”,  I thought to myself at the time,  “I’m such an enlightened middle-aged Badass, adjusting habits and realigning myself at the snap of my fingers. Onward to the next forty eight years […]

If death didn’t exist, your retirement plan would never end. What happens if your demise is an illusion? There are some Quantum Physicists who believe this is the case. There is a theory that our world is composed of infinite universes. According to Robert Lanza, M.D., death is not the end but rather a gateway to an astonishing idea – the existence of an infinite number of universes. Imagine this: as you live in t…The post The Forever Retirement Plan appeared first on A Teachable Moment.

Have you ever wondered how close you are to your retirement goals? If you’re like most people, you have probably developed some default saving and investing habits for retirement–and haven’t given it much thought beyond that. But you could be closer to your retirement goals than you think! You may have already hit your Coast FIRE number.  In that case, you have lots of options for your budget and other savings goals. Calculating your Coast […]

Click Here to Read the Transcript for This Episode In this episode of the Journey to Launch Podcast, I spoke to Jessica Moorhouse, a financial expert and author of Everything But Money: The Hidden Barriers Between You and Financial Freedom. Jessica discusses the emotional and psychological challenges that hinder financial progress, highlighting the impact of unresolved trauma and negative self-talk on financial behaviors. Drawing from personal experiences and innovative therapies like EMDR and Internal Family […]

Many folks spend their entire working lives planning for the period after. With so many people looking forward to retirement, they budget for exciting extracurricular activities reserved for the golden era. Oftentimes, potential retirees forget to budget everyday expenses which damper their retirement fund. Let’s take a look at regular expenses often overlooked during the … Read more

It’s no secret that we live in a society obsessed with appearances. Doctors, in particular, often get tagged with the … Read more

Over the last few years, I have written posts on our financial independence assumptions and tax consequences when we live off dividends. Originally, we thought a dividend income of $40,000 per year would be sufficient. … Read more

Retirement plans are like a compass. They can only point you in the right direction, but you must do the rest. Let us help you with this week’s terrific retirement links. Focus on what you can control. Safal Niveshak Stop comparing your wealth to other people. A Wealth of Common Sense According to Quantum Physics, Death may be an illusion. Advice For Life Will you benefit from the Social Security Fairness Act? CBSN…The post I Don’t Like Mondays…..When Is My Retirement? appeared first on A Teachable Moment.

401a, 403b, and 457b Plans Physicians are high-income professionals who optimally defer income into retirement plans during peak earning years. If you can access a 401a vs 403b vs 457b, you work for the government or a not-for-profit hospital system. Which […]

Welcome back to another monthly update from Root of Good! Christmas and New Years celebrations are drifting away in the rearview mirror as we round the corner into 2025. We’ve enjoyed the winter holidays being at home with the really cold weather holding off until this week.  Next weekend, we set out for another cruise for the remainder of January. We’ll be visiting several new ports along the way so it’s going to be a […]