Personal Finance Blogs
Featuring the Best Personal Finance Blog Articles
Today's Financial Independence Articles
View articles only on the topic you search below.
On this page are estimated United States retirement savings. Statistics are for households headed by adults aged 32-61 at the time of the survey (the Federal Reserve’s 2025 survey, released in 2026). It’s the newest United States data until roughly late 2029. You’ll see average retirement savings, median retirement savings, top 1% retirement savings, and a retirement savings percentile calculator to rank a savings amount versus the adult population. Perhaps more relevantly, later see our […]
Financial independence started as a formula: save and invest 25 times your expenses, then step away from the job. In this solo episode, I respond to an Instagram post from Ashley Evans asking whether the FIRE movement has lost the plot, as more of the conversation shifts toward making more money, growing businesses, and owning more. I explain the 25 times rule and the 4% draw down math that first drew me in 12 to […]
As you can imagine, a lot of planning is required to reach early retirement. Despite all the planning, projections, and running different scenarios, there will always be some level of uncertainty when it comes to … Read more
I can’t believe it has been four years since I last set an alarm clock to wake up for an early team meeting. It’s been four years since I handed in my notice to my job and planned to travel the world with no home base– indefinitely. And it’s been a year since I wrote […] The post 4 Years of Early Retirement – Is It What I Imagined? first appeared on Financial Mechanic.
Save, invest, prosper with My Own Advisor. What the average Canadian retiree lives on Let’s jump right into it: what does the average Canadian retiree live on? How do you measure up? According to a recent CTV news article referencing Stats Canada data, the average Canadian retiree household (for 2024) put the median after-tax income for senior families (top earner 65 or… Early retiree thanks to DIY investing in stocks and ETFs. The article What […]
My writing today is very different from 2013. Back then, I was a dividend stocks and early retirement writer. But now I’m more about passive investing and data-driven DIY financial planning. I’m also no longer the guy who doesn’t like his job and wants to retire from it. I like being self-employed and have no… The post Early Retirement to No Retirement appeared first on Retire Before Dad.
In June 2023, I did a thorough case study and analyzed whether we had enough to live off dividends. That analysis was based on our 2022 dividend income of $42,305.81 and I converted USD to … Read more
Worrying about your retirement plan accomplishes nothing. Take action by reading this week’s terrific links. Can the new Trump Accounts help save social security? Wealth Found Me 30% of retirees are reluctant to spend their savings. USA Today Make structured procrastination part of your retirement plan. A Year Of Mental Health Why are so many Baby Boomers unprepared for retirement? Investopedia Don’t gamble w…The post I Don’t Like Mondays…..When Is My Retirement? appeared first on A Teachable Moment.
Wow, how about that stock market? It’s a phrase we keep having to dust off and use again, as the years go by and the market keeps surprising us. When it crashes, some of us worry because we see our retirement stash shrinking. But even when it rises to record levels and then to super-duper-crazy record valuations, we find reason to worry. Because that just means an even bigger crash is coming, right? Especially when […]
Retiring early sounds like the ultimate encore. You walk off the corporate stage at 50 or 55, the crowd goes nuts, and you throw your ID badge into the pit. SEE YA! Then the house lights come on. But then you realize most of your money is sitting behind a locked door with a sign that says “Come back at 59½.” haha! I retired at 50, so I’ve been living in this gap for a while now. […]