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Growing up, financial independence retire early (FIRE) had never been an unfamiliar concept to me. Seeing my dad retiring in his early 40s while I was a teenager and then having one of my cousins … Read more
Welcome back to another monthly update from Root of Good! We spent half the month of May in the British Isles cruising around Scotland, Ireland, and England. After a pit stop in Raleigh for a few weeks, we’re back on the road again in June for another European cruise. While in Raleigh, we enjoyed the warm springtime weather and beauty of the outdoors. Our two adult kids are busy with their first post-college jobs. Our […]
The number that breaks retirement plans In the accumulation phase, the job is growth. In the withdrawal phase, the job is survivability. A big equity drawdown early in retirement does real damage. You sell stocks when they are down and […]
The first Weekend Reading every month can be read by anyone on the Monevator website. Subscribe for free to our email newsletter or become a member to ensure you see the rest. I guess we’ve all got used to prices going up again by now. But a £2,100 jump in just 12 months in the income needed to fund a comfortable retirement is still a little shocking. That figure comes from the latest Pensions UK […]
This is part two of my series on the book Retirement Starts Today by Benjamin Brandt. The first post was Retirement Starts Today: Why I Think Rehearsing Retirement Is a Great Idea. If you haven’t read it you should go back to check it out as this post builds on that one. The first post was about the main point (at least IMO) of the book: start planning for retirement life now. Think about who […]
We spent 90% of January 2026 overseas, mostly in Thailand. Travel spiked 412% in one category, yet total expenses landed just $544 above our 12-month average. Here’s the full monthly expense breakdown, what alternative income covered it, and why the trailing average is the only number I trust. The post FIRE Trial — January 2026: A Month In Thailand And What It Did To Our Budget appeared first on Turtle Investor.
Big picture, my approach to FIRE 1 has followed all the usual principles: Minimise spending where possible Maximise my earnings Invest wisely and aggressively But, contrary to my expectations, the further I get, the less certain I feel. Initially, the strategy seemed clear. Multiply your expenses by 25 and then charge towards that target as quickly as possible. But at the same time as I worked towards that goal, life was happening. My expectations were […]
Save, invest, prosper with My Own Advisor. How much do you need to retire on $8,000 per month? In previous posts on my site, I highlighted how much you need to save to retire on $5,000 per month AND $6,000 per month AND even $7,000 per month for a couple. I’ll link to those detailed case studies at the end! But what… Early retiree thanks to DIY investing in stocks and ETFs. The article How […]
There’s a moment—usually somewhere in the last 3–7 years before retirement—when the questions you ask yourself shift. It’s no longer:“Am I saving enough?” It becomes:“Can I actually make this work?” That shift is what retirement transition planning is about. Not theory. Not generic advice. Just clarity around whether your life, your money, and your timing actually line up. If you’re looking for a broader view of how this fits into the bigger picture, our retirement […]
Have you ever wondered if it’s possible to retire early, even before turning 30? The idea might seem impossible, but Cody’s story proves that with the right mindset, strategies, and dedication, early financial freedom is achievable. In this deep dive, Cody shares his journey from a young age, his key strategies, and practical tips for […] The post How to Achieve Financial Independence and Retire Before 30: Strategies from Cody’s Journey first appeared on Whitney […]
As you can imagine, a lot of planning is required to reach early retirement. Despite all the planning, projections, and running different scenarios, there will always be some level of uncertainty when it comes to … Read more
A story from Fortune rudely assaulted my news feed recently. The title of it is big and scary: WHOAHH! Everything I know is a LIE! I NEED to find another job! NOW!!! Haha. No. The article referenced a paper by the National Bureau of Economic Research which had more scary words: Correlational evidence suggests that […] The post Will Early Retirement Lead To Early Death? appeared first on 1500 Days to Freedom.
It’s imperative that retirees embrace an optimized retirement cash flow plan. Over decades, these plans can often “find” tens to hundreds of thousands of dollars of income. And out of the gate, a retirement cash flow plan addresses a retiree’s number one concern – the fear of running out of money. The cash flow plan makes the best effort to ensure that does not happen. The plans optimize taxes, demonstrates how to take full advantage […]