As you can imagine, a lot of planning is required to reach early retirement. Despite all the planning, projections, and running different scenarios, there will always be some level of uncertainty when it comes to … Read more

Hey everyone! Have you seen Alysa Liu’s Gold medal cinching performance at the Olympics? It was carefree, joyous, and inspirational. She glided over the ice and won the heart of everyone watching. Words can’t do it justice—go check it out if you haven’t seen her programs. I haven’t watched figure skating in years, but I tuned in at the right time this year. I’m a huge fan now. [embed]https://youtube.com/watch?v=CVmCfiFjoVE&feature=oembed[/embed] The Burnout How is this related to FIRE? Well, she retired from figure skating four years ago, when she was only 16! At the time, she had already won two U.S. National Championships and numerous other prizes. But Alysa was burned out. She was discouraged by the total lack of autonomy. Coaches controlled every aspect of her life: what to eat, when to practice, and who to see. At 16, she didn’t yet know how to advocate for herself. She stopped enjoying the sport, and her performance declined. In 2022, she announced her retirement and went off to find herself. Finding Yourself After retiring from figure skating, she tried to be a regular teenager. She enrolled at UCLA to study psychology, trekked to Mount Everest Base Camp, got her driver’s license, and hung out with friends. Okay, maybe that isn’t exactly “normal,” but good for her! In 2024, she went skiing at Lake Tahoe and rediscovered the “need for speed.” If you’ve ever gone skiing or snowboarding, you know how addictive speeding down the slope can be. It reminded Alysa of how skating used to feel, and she wanted more. She went to a rink, tried a double Axel, and realized she still got it. Alysa decided to try for a comeback, and this time she will control her destiny. She picked a coach who let her be herself, Phillip DiGuglielmo. She skated for her own joy, rather than for the prize, and the result was Olympic Gold. That’s what autonomy gives you (and a world-class talent.) The FIRE Lesson Regular folks like us don’t have Alysa’s talent, but that’s where FIRE comes in. Financial Independence can give us that same autonomy. Alysa was 16 when she hit her wall; I was 16 years into my engineering career when I hit mine. Burnout has no age limit. Whether you’re an elite athlete or a Senior Engineer, the symptoms are identical. You feel like you can’t continue, and you need to GTFO. Many people hold on and become miserable because they have no choice. However, FI gave me a chance to step away. I retired from engineering and became a blogger/SAHD. The last 14 years were awesome. However, life changes. My son is older now and doesn’t need me as much, and blogging is almost dead. But I’m fine with that because FI is still here for me. I’m looking forward to the next chapter. Even if you love your job today, I encourage you to prioritize financial independence. You never know when life—or your feelings about your career—will

Retirement is a time to enjoy the fruits of your labor, but sometimes Social Security benefits alone aren’t enough to maintain the lifestyle you desire. That’s where having some side hustles ideas up your sleeve can be helpful. According to the National Institute on Retirement Security, 40.2% of retirees receive income from only Social Security in retirement. Whether you’re looking to stay active, pursue a passion, or earn some extra income, side hustles can be a […]

Save, invest, prosper with My Own Advisor. The Best Asset Allocation Entering Retirement The trigger for this post was some recent reading on vacation in Belize. Our morning view from the villa in Belize, March 2026. With retirement just over a month away for me (with my wife already retired since 2025), I’ve been reading a bit more on this subject –… Join the million dollar portfolio journey. The article The Best Asset Allocation Entering […]

Real wisdom is being able to follow your own advice. If that’s difficult for you, let us help you plan your retirement with this week’s terrific links. Should you set up a Trump Account for your grandchild? The College Financial Lady Five Things to consider before buying a second home. Investopedia Stop coddling your children. The Argument Money is a tool. Life is the point. MeaningfulMoney Being average can …The post Yesterday I Got So Old…..When Is My Retirement? appeared first on A Teachable Moment.

Veterinarians graduate with passion and purpose, often accompanied by student debt that can feel as stubborn as a Great Dane refusing a bath. According to the American Veterinary Medical Association, the average veterinary school debt tops six figures, and many new professionals spend years just trying to break even. That financial reality can make dreams of independence feel distant. For many in the field, pursuing financial independence requires guidance tailored for the unique rhythms of […]

Turning 65 means becoming eligible for Medicare, the federal health insurance program that covers most Americans in retirement. As that birthday approaches, Medicare advertisements start appearing everywhere. Commercials promise extra benefits. Postcards advertise plans with no additional premiums. Friends begin comparing coverage options. For many retirees, the sudden flood of information creates more uncertainty than clarity. The reason is that Medicare is not a single insurance policy. It is a complex system, and understanding how it works is the key to making […]

Enjoying a comfortable retirement lifestyle shouldn’t mean sacrificing or being overly cheap after years of saving for these golden years. You may have saved a bunch for retirement, but you want your money to last through your retirement, which could last more than 20 years and may require lifestyle adjustments. Using our frugal retirement tips will help you enjoy your life more. What is Frugal Living? Choosing a frugal lifestyle doesn’t mean you can’t enjoy […]

Welcome back to another monthly update from Root of Good! This post will cover what we were up to during January and February of this year. It was a busy two months, with a 16 night cruise to Hawaii straddling the end of January and beginning of February. We have been home in Raleigh for about two weeks now, and will head out on our next big adventure in Europe in another two weeks. As […]