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Save, invest, prosper with My Own Advisor. Weekend Reading – Do you need bonds in retirement? Well hello! Welcome to some updated Weekend Reading about this subject: do you need bonds in retirement? (Thanks again to my readers and their email questions related to this subject.) Weekend Reading – Do you need bonds in retirement? This remains a great question and something… Join the million dollar portfolio journey. The article Weekend Reading – Do you […]

Retirement tax planning is often presented as a set of rules. These rules are usually designed to work in isolation or within a single tax year, which makes them appealing but incomplete. While these guidelines can be helpful starting points, they are not finished solutions. Real-life tax planning decisions are more complex because they involve interacting tradeoffs that unfold over decades rather than a single tax year.  At its core, tax-efficient retirement income planning is […]

How to Retire Happy, Wild, and Free by Ernie J. Zelinski was one of the books that chose for my 2026 personal finance resolutions. I see Ernie’s comments in Joe’s Retire By 40 blog frequently, and then I saw his book mentioned in another book … Read moreHow to Retire Happy, Wild, and Free Book Review The post How to Retire Happy, Wild, and Free Book Review appeared first on Genymoney.ca.

For many families, Coast FIRE can feel like a distant dream. It often seems reserved for high earners, tech workers, or people who discovered investing very early in life. Careers feel demanding, kids are expensive, and it can be hard to imagine building enough momentum to ease off the gas before traditional retirement age. Mike English proves that Coast FIRE can be achieved through consistency, intentional planning, and time. Mike and his wife, Tambor, reached […]

Let’s get back to basics for this one on where and how to get started with financial independence. Due to reasons that will be clear in my next article, I’ve been inspired to look at the beginnings of my financial independence progress and journey. For long-time readers, this will be a great touch-base. For new readers, this will be a great place to start for finance-related New Years resolutions. Guides like this are helpful no […]

Want to retire before age 59 ½? Have most of your wealth in traditional tax-deferred retirement accounts? Worried about the 10 percent early withdrawal penalty?  This post is for you! Picture it: You’re age 53, have $50,000 in a savings account, a paid-off home, and $2.5M in a 401(k). Including income taxes, you spend about […]