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This post was inspired by Rhys Martell the founder of Well Built Wealth. Rhys does a wonderful job of educating Canadians on all things retirement. I’ve learned a bunch from Rhys and several other advice-only planners. Rhys offered a video (shown below) offering six ways we can lower our taxes in retirement. While it’s a fantastic video, it’s also a good opportunity to ‘put it in writing’, and at times with a little more context. […]
Below are estimated United States retirement savings statistics by age for 2026, from the Federal Reserve’s 2025 survey (the newest data we have until roughly late 2029). You’ll find the average retirement savings by age, along with median, and top 1% of savings. For a fuller accounting of net worth as opposed to only savings for retirement, see our net worth by age research. Retirement savings benchmarks by age in 2026 The following chart summarizes […]
On this page are estimated United States retirement savings. Statistics are for households headed by adults aged 32-61 at the time of the survey (the Federal Reserve’s 2025 survey, released in 2026). It’s the newest United States data until roughly late 2029. You’ll see average retirement savings, median retirement savings, top 1% retirement savings, and a retirement savings percentile calculator to rank a savings amount versus the adult population. Perhaps more relevantly, later see our […]
Financial independence started as a formula: save and invest 25 times your expenses, then step away from the job. In this solo episode, I respond to an Instagram post from Ashley Evans asking whether the FIRE movement has lost the plot, as more of the conversation shifts toward making more money, growing businesses, and owning more. I explain the 25 times rule and the 4% draw down math that first drew me in 12 to […]
As you can imagine, a lot of planning is required to reach early retirement. Despite all the planning, projections, and running different scenarios, there will always be some level of uncertainty when it comes to … Read more
I can’t believe it has been four years since I last set an alarm clock to wake up for an early team meeting. It’s been four years since I handed in my notice to my job and planned to travel the world with no home base– indefinitely. And it’s been a year since I wrote […] The post 4 Years of Early Retirement – Is It What I Imagined? first appeared on Financial Mechanic.
My writing today is very different from 2013. Back then, I was a dividend stocks and early retirement writer. But now I’m more about passive investing and data-driven DIY financial planning. I’m also no longer the guy who doesn’t like his job and wants to retire from it. I like being self-employed and have no… The post Early Retirement to No Retirement appeared first on Retire Before Dad.
Worrying about your retirement plan accomplishes nothing. Take action by reading this week’s terrific links. Can the new Trump Accounts help save social security? Wealth Found Me 30% of retirees are reluctant to spend their savings. USA Today Make structured procrastination part of your retirement plan. A Year Of Mental Health Why are so many Baby Boomers unprepared for retirement? Investopedia Don’t gamble w…The post I Don’t Like Mondays…..When Is My Retirement? appeared first on A Teachable Moment.
Wow, how about that stock market? It’s a phrase we keep having to dust off and use again, as the years go by and the market keeps surprising us. When it crashes, some of us worry because we see our retirement stash shrinking. But even when it rises to record levels and then to super-duper-crazy record valuations, we find reason to worry. Because that just means an even bigger crash is coming, right? Especially when […]
Retiring early sounds like the ultimate encore. You walk off the corporate stage at 50 or 55, the crowd goes nuts, and you throw your ID badge into the pit. SEE YA! Then the house lights come on. But then you realize most of your money is sitting behind a locked door with a sign that says “Come back at 59½.” haha! I retired at 50, so I’ve been living in this gap for a while now. […]