A review of the L&G Global Quality Dividends UCITS ETF, exploring its equal weighting strategy, quality filters, dividend potential, risks, and suitability for dividend growth investors. The post L&G Global Quality Dividends UCITS ETF Review (2026): Should Dividend Growth Investors Consider It? appeared first on European Dividend Growth Investor.

I’ve tried to keep busy this week. Coffee with a friend I met in kindergarten. Dedicating at least an hour every day I’m off to creating art, the first protected time I’ve carved out for that in a long while. Meeting as part of a group that is fund-raising for an institution that means a lot to our family. Then, today, lunch with a friend who retired and witnessed her life change. Within a few […]

Having just posted that I didn’t know what adjustment would be made to my QSuper pension, I decided to go have a look into the details of the annual adjustment calculation. Turns out the annual adjustment is made on 1 July each year, and for this year the total adjustment will +2.13% (about half the inflation rate). The way the adjustment is worked out is based on how the underlying ‘Balanced

I updated my monthly expenses tracker with June data, so now have the complete ‘actuals’ data for last FY. Turned out that the ‘budget’ I had drawn up in July 2025 (just after I was retrenched and entered retiremen, but before then deciding to seek a new career) was excessively optimistic. The major expense blow-outs were:* monthly groceries averaged $1,711 per month, a lot higher than I had

Tweet It is great, because it is inevitable yet surprising Balthasar van der Pol Twice a year I prepare a summary of total income from my financial independence portfolio. This is my twentieth portfolio income update since starting this record. As part of the transparency and accountability of this journey, I regularly report this income. My primary goal is to maintain a portfolio of at least $3,250,000 which is capable of providing a passive income […]

Managing your money doesn’t have to be complicated. There are hundreds of budgeting apps, investing strategies, financial gurus, and “money hacks” online, but most people don’t need a dozen complicated systems. They simply need the basics. Think of your finances like building a house. You wouldn’t start with decorating the living room before pouring the foundation. Personal finance works the same way. Whether you’re just starting your financial journey or you’ve been budgeting for years, […]

The 2026 World Cup will be remembered for many things: the goals, the upsets, and the moment Cristiano Ronaldo’s eyes welled up on the pitch. But for a specific group of data-driven traders, those tears weren’t just a display of passion—they were the resolution of a $45 million financial event. Welcome to the era of prediction markets, where everything from geopolitical shifts to the moisture on a footballer’s cheek is a tradable asset. The Rise […]

In 2023, I took a month-long Big International Trip (BIT) with Thing One (The Elder). I’d neither travelled internationally, nor anywhere for that long, for many years. My prior long, international trips were all sorts of funsies. I expected no less for the 2023 trip. And, that trip didn’t disappoint. But I learned things about myself over the course of it. I wrote about some of them at the time. Tl;dr: my standards had increased […]

I used to think that perfectionism could only be a positive trait. After all, it comes with a drive to achieve many things, and to do so with a high level of excellence. When it comes to academics or athletics, perfectionism can set you apart from the crowd; in the workplace, perfectionism impresses the boss and earns promotions. But, as with any mostly-good trait, there are downsides to perfectionism — all of which stem from […]

Today was a free day, so I chose to do the optional tour to Sugarloaf Mountain. I almost always pick up the optional tours. I figure that they’ll take us to places that we’ll want to see anyway, and it’s a lot less mucking around. Zero in here. We’re waiting for the cable car. These […] The post Brazil: Day 28: Rio de Janeiro. appeared first on Burning Desire For FIRE.

The most common question I get when being interviewed about FIRE is “What about health care?” It’s a big, scary question. Health care costs in America, if not managed properly, can easily run into tens of thousands of dollars per year, and that can really screw over someone’s FIRE plan. So we have to deal with it, but at the same time, the reason why it’s so difficult is that the game keeps changing. Health […]

Tomorrow is the final day of the presale event, so if you’ve not already grabbed your copy of Post-Punk Road Show or Rock ‘N’ Roll Zero, with discounted pricing and extra goodies, now is a great time to swing by our new store and get yours! This is a 2-week pre-sale event. If you’re seeing this, it’s because you are a Fates On Fire insider and get special access to the limited, signed, and numbered […]

The Mid-Year Money Check-In I Use With Clients Twice a year, I sit down with clients and walk through a version of the below questions. Not because the questions are exciting, but because they’re the ones that actually matter, and they’re the ones that get skipped when life is full and the to-do list never ends. I do this work because I live this exact season. Client, household, aging parents, kids, a business, a full […]