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The post Recent Dividend Increases appeared first on Dividend Power. The Recent Dividend Increases table is updated each week on Saturday. Investors can search for dividend increases of stocks in their portfolio. The dividend increases and reinstatement tracker was created at the request of a reader. A link to this post is included in the weekly stock market news review article and the free weekly newsletter. In addition, monthly dividend statistics for most stocks in […]
You’ve worked and paid into Social Security for decades. Deciding when to claim those benefits is one of the few choices that can truly move the needle on your retirement income. For most retirees, it is the only income source that is guaranteed for life and adjusted for inflation, making it the foundation of a strong retirement plan. The timing of your claim determines how strong that foundation really is. Your claiming choices seem straightforward: […]
Although it’s been a minute since I left clinical practice, I still strongly identify with those who wear scrubs, work hours that are hard on the body, and engage the people and fluids that causes those in polite society to avert their gaze. The reason those people seek care in the emergency department is for variations on a theme: betrayals of the body. I had my opportunity to experience that first significant betrayal when I […]
Ever looked at your bank account and realized you were just living on hope and vibes? You’re not alone. Living below your means is like a financial diet. This time, the junk food isn’t pizza, but impulse buys and food apps at midnight. I know, it must sound horrible. You might be thinking it’s time… Read More The post How to Live Below Your Means Without Feeling Deprived appeared first on FinSavvy Panda.
I’ve got some momentum here with blogging, let’s see how long I can keep this going. Here is a repost, including what happened the past 7 years, of an old post from back in 2018. There were several blogging colleagues at the time who had been reviewing their housing history. In those posts they told how they lived from the moment they were out of school/University. Including some explanation on why they did what they did, costs, prices and more. Here is our housing history from about 2006 till today. Housing History To put it mildly, we did not sit still for very long. Over the last 20 years we have lived in many different type of properties in two different countries. We owned and we rented, in both countries. The latter was usually the best option if didn’t know how things were going to develop in our careers/lives. It’s usually also the “mandatory” place to start when you have no money saved/little income, as it was for us too. Our Housing History – Farm House The Start Our housing journey overlaps a bit with our student days. As Mrs. CF was still living in her 20m2 (215sft) student condo during the first 3 years after she graduated. She had a shared kitchen and bathroom and paid about €270-300 per month for the place I believe (including utilities). At the same time I was living in a 35m2 (377sft) social housing condo. I was fortunate enough to have my own kitchen and bathroom. For this unit I paid about €350 per month, utilities/taxes were extra. We were living about 40km from each other during these days. Because of where we were working at that time, we often used each others condo’s to live in, saved a lot of commuting time! But was not a fun living arrangement. Fun fact, this first “grown up” condo for Mr. CF was actually huge compared to the previous student room(s) rented prior. That was a mere 11m2 (118sft) divided over two rooms on either end of a hallway (with shared bathroom in between), but it had it’s own “kitchen”! Needless to say that it was rather small but it came with fun house mates! Moving Up After we decided that we really liked each other, we moved in together. We found a nice condo that we could rent for about €650 per month and was “huge” compared to what we had been living in prior. The condo had 4 rooms and was 70m2 large (753sft). So we had more space, spend more time together, and we were still paying about the same! Before we moved into this condo Mrs. CF did look at buying a place of her own, but could never find something affordable at that time on her income. This was also when we discovered we really like house hunting, a lot! Our Housing History – Condo Moving Abroad The next step in our adventure was to dump all our stuff into a sea container and fly to
After decades of saving/investing, it’s hard to immediately flip a switch and go into spending mode. Spending is a skill that you should develop on your way to FI, so that you’re better at it when the time comes to do it. Here’s what worked for me over the last few years: Listen Now
Your approach to money has nothing to do with spreadsheets and everything to do with patterns. Some you picked up when you were too young to know what they were. Others got baked in under pressure — during a job loss, a market crash, a missed payment. If you want long-term financial success, you can’t just budget better. You have to think differently. Here’s how to start changing your money mindset in practical, grounded ways; […]
I’m a financial educator who left corporate life because I wanted more control over my time, my money, and my family’s future. Along the way, I discovered that finding the right solopreneur ideas can completely change how you earn a living. The right idea gives you flexibility, ownership, and a way to align your income with your values. I didn’t figure this out alone. Seeing how real people built one-person businesses made all the difference. […]
Managing money can feel overwhelming, but the right book can make it simple. Personal finance books break down topics like budgeting, saving, investing, and planning for the future in ways that anyone can follow. They offer stories, strategies, and practical steps to help you make smarter choices with your money. I’ve noticed that the best ones don’t just explain numbers, they also teach how to build confidence and long-term habits. You’ll find recommendations for beginners, […]
Building a new home is exciting, but figuring out how to pay for it can feel confusing. You might be wondering how a new home construction loan actually works, what it costs, and whether it’s the right choice for you. The good news is, you’re not alone – many people have the same questions when starting their home-building journey. In this blog, we’ll walk you through everything you need to know, from how construction loans […]
Managing money can feel overwhelming, especially when you’re juggling bills, debt, and future goals all at once. That’s where Dave Ramsey’s 7 Baby Steps come in. Instead of tackling everything at the same time, the plan breaks it down into smaller, more manageable moves. I’ve seen that people connect with it because it focuses on real progress you can actually see, not just numbers on a page. It’s simple, but it’s also practical; you know […]
“I’ve been thinking about starting a podcast for, like, two years… but I have no idea where to even begin.” I’ve heard some version of that so many times. And I get it. The tech, the editing, the what-if-nobody-listens… it all feels like a lot. Plus, we’re already balancing clinical work, family life, business, and maybe a little bit of rest if we’re lucky. So adding “learn podcast production” to the list? Yeah… no thanks. […]
Travel is one of the few things people love to splurge on, but even the most memorable trips can leave you with a lighter wallet than expected. While airfare, hotels, and meals are obvious expenses, the real art of traveling well lies in knowing how to make your budget work harder for you. It’s not … Read more