I’m in a state of transition. My kids are about to leave home, and for the past 20 years they have served as the axis around which our lives revolved. In preparation for the departure of our eldest (this autumn), I am trying to fill my time with pursuits and relationships that will sustain me once the kids are out of the house. I feel good about the years that have passed. I reduced my […]

In this post, I’ll walk you through exactly how to earn the Capital One 360 Checking referral bonus and cover the key things you should know before opening your account. Capital One 360 Checking Referral Bonus – Step-By-Step Guide At the moment, Capital One is offering a $300 bonus when you open a new 360 Checking account using a referral link and complete the qualifying requirements. Here’s the step-by-step process to earn the bonus. 1. […]

Investing made simple with a global equities tracker fund It’s been a while since I did a “back to basics” post about investing. So here’s a quick reminder… The stockmarket is the best game in town for long-term wealth building. Long term returns on global equities have been about ~10% per year globally. As of […]

The April 2026 CPI number came in hot, confirming what most of us are feeling in our pocketbooks — rising prices. The Consumer Price Index (CPI) for April crept up to 3.8%, the highest since May 2023. Core Inflation, an adjusted number that excludes food and energy prices, rose to 2.8%. This one isn’t as… The post Inflation Creep and Your Financial Plan appeared first on Retire Before Dad.

Mark Pincus built Zynga into one of the biggest gaming companies in the world and helped shape the early era of social products on the internet. Public Release: June 2. Members have access now.Join us. Coming Soon: YouTube | Spotify | Apple Podcasts | Transcript In this conversation, he breaks down how great founders spot winning ideas early, why most startups build the wrong thing, and how products become part of people’s daily lives. He […]

I imagine we all have a few favorite writers. Sahil Bloom is one of mine.  If you’re not aware of Sahil, you should be. He’s an excellent writer, and over 800,000 people (!!) subscribe to his free newsletter.  You don’t get that big without doing something right.   He writes frequently on his Substack channel, The Curiosity Channel, and almost every article makes me pause.  Makes me think.  Isn’t that what good writing is supposed to […]

The Short Version: What the peer network for investors with $100M+ in net worth is doing with their money in 2026… and why it’s surprisingly boring The behavioral trait that separates people who stay wealthy from people who earn a lot but never quite get there Why the gap between how wealthy people invest and how everyone else invests has almost nothing to do with access or sophistication The asset categories the ultra-wealthy are quietly moving back toward… and how regular investors can access the same types of deals TIGER 21 is a peer network for people with serious money. Members average over $100 million in net worth. These are not people who need tips. They have advisors, family offices, access to anything. So when Michael Sonnenfeldt, the organization’s founder, told CNBC that his members are going ‘back to basics’ in 2026, it’s worth paying attention to what ‘basics’ means at that level. Long-term investments in businesses, real estate and diversified hard assets. No market timing. No exotic strategies. Commitment over cleverness. This is worth sitting with for a moment. The people with the most access to the most sophisticated financial products in the world are voluntarily choosing the least complicated version of investing available. What They’re Not Doing Before getting to the specifics, it’s worth clearing up what the ultra-wealthy are generally not doing with their money, despite what financial media might suggest. They’re not day trading. They’re not rotating between sectors based on quarterly earnings. They’re not chasing whatever asset class got the most attention in the last twelve months. They’re not making concentrated bets on single positions based on a conviction that they can predict what markets do next. The ones who stay wealthy treat market timing as a fool’s errand. Sonnenfeldt put it directly: if you don’t know whether a stock is a better buy at 15 than at 20, you shouldn’t be in that stock. This is a discipline that sounds simple and is remarkably hard to practice when markets are moving and financial media is generating daily urgency. What They’re Actually Doing The pattern that shows up consistently among genuinely wealthy long-term investors looks like this. They hold real assets. Not primarily stocks or crypto, but businesses, real estate, land and private investments backed by something tangible. These assets produce cash flow that doesn’t depend on market sentiment to exist. When the stock market drops 30%, an apartment building with paying tenants still pays its investors. They commit for the long term and mean it. This is harder than it sounds. A five-year investment hold sounds perfectly reasonable until the second year brings bad news, a paper loss, or a better-looking opportunity somewhere else. The wealthy investors who compound most reliably are the ones who made the decision once and didn’t keep re-making it. They focus relentlessly on downside. The question they ask before every investment is not ‘how much can I make?’ but ‘how

We are now in month 2 of my cross-country road trip and month 5 of my voluntary unemployment. If I was in my 60s, nobody would bat an eye at this. Since I’m in my early 30s, however, this raises quite a few brows. The naysayers who pooh-pooh my plans have a much less rosy outlook on this time of my life than I do. They ask me about spending projections, long-term economic crashes, and […]